Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG Individual Personal Accident Insurance

Stay financially protected from unfortunate and unexpected incidents with MSIG. Get the rest you need instead of having to worry about hefty medical bills caused by an accident, including weekly benefits if you are unable to work.

    • Up to RM10000 Medical Expenses Benefit
    • Up to RM1 mil Accidental Death Or TPD Benefit
    • Refund On Early Cancellation

Get covered now with MSIG Individual Personal Accident Insurance

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What makes this insurance policy stand out?

  • Cover Type
    for individual and family
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide emergency medical assistance and evacuation services


How much you can claim for MSIG Individual Personal Accident Insurance

  • Accidental Death Or Permanent Disablement
    Amount paid if an accident results in death or permanent disablement of the policyholder.
    from RM50000 up to RM1000000
  • Weekly Benefit
    Extra cash payout if you are unable to work while you recuperate after an accident.
    Not Covered
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM100 up to RM500
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3000 up to RM10000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
    • Repatriation or Funeral Expenses
      Cost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM500 up to RM3000
    • Convalescence Allowance
      Cash allowance to cover some bills while you recover from a debilitating injury.
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM50 up to RM250
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM50000 up to RM1000000
    • Purchase Of Orthopaedic Equipment
      Amount covered for braces, walking aids and other orthotic equipment to help your bones mend.
      from RM500 up to RM3000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM50 up to RM250
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Nurul who is fresh out of university has just turned 23 years old. She wants a basic personal insurance plan.

    Suggested PremiumRM74
    Get Quote
  • School Teacher

    En. Mohan wants to get financial protection from unexpected accidents, and is looking for a mid-range plan with weekly benefits.

    Suggested PremiumRM477
    Get Quote
  • Machinery Operator

    Mr. Koo is looking for a personal accident insurance with the best coverage to protect himself financially in case of a personal injury.

    Suggested PremiumRM1304
    Get Quote

Actual premium rates will be determined by MSIG Insurance (Malaysia) Bhd and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline
MSIG Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age
Who can Apply
  • Malaysians
  • Permanent residents
  • Work permit holders
  • Employment pass holders