MSIG Overseas Student Insurance

Stay hassle-free when studying abroad with MSIG Overseas Student personal accident insurance.

MSIG Overseas Student Insurance
Accidental Death
up to RM200k
Permanent Disablement
up to RM200k
Medical Expenses
up to RM20k


What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 55 years
Worldwide Assistance
24-hour worldwide assistance


How much you can claim for MSIG Overseas Student Insurance

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k up to RM200k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k up to RM200k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM10k up to RM20k 
Medical EvacuationIn case you need emergency medical evacuation in a location that does not have access to the hospital
from RM250k up to RM500k 
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM100k up to RM200k 

How to Claim

Who do I contact if I have a question or emergency?

Your personal accident claim is available for death or injury caused by an accident. Here's what you need to do.

First of all, contact MSIG at 03-7628 3980 immediately for your eligible claims.

Next step is to complete and submit your claim form to MSIG as soon as possible together with the medical report and original medical bills and receipts.

For fatal claim, here's the required documents.

  • Copy of police report
  • Copy of death certificate
  • Copy of post-mortem report
  • Burial certificate
  • Letter of administration


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 55 years of age

More Information

About to leave your home to embark on a new adventure in your university overseas? Equip yourself with the best personal accident insurance plan for peace of mind.

Why do I need a personal accident insurance?

We are not alone in this world; being away from home, and parents especially, can be the biggest endurance for some. Making sure you and your loved ones are provided for financially during tough times is the objective of this policy.

What benefits do I get from MSIG Overseas Student Insurance?

MSIG Overseas Student Insurance will compensate you and/or your family members in lump sum payment if you are permanently disabled or perished due to accident, occurred anywhere in the world.

In addition, MSIG will also arrange and pay for expenses incurred under emergency medical evacuation up to RM500,000, as well as any prepaid tuition fees due to unavoidable trip cancellation prior to departure up to RM20,000.

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective.

Who do I call if there’s an emergency?

As part of the benefits, there is a 24-hour Emergency & Travel Assistance, also known as MSIG Assist, you can reach out to at +603 7695 3830, wherever you may be in the world.

Do you worry about call charges while overseas? You can ask Helpline operators to call you back.

Are there optional covers I can add on?

There are 5 optional enhanced covers you can choose from, namely Personal Liability, Baggage and Personal Effect, Medical Expenses for Injury, Study Interruption and Temporary Accommodation.

Can the insurance policy be terminated?

The cover will terminate on several conditions below:

  • When the insured returns his/her home country permanently;
  • On graduation/completion of final exams up to 3 months;
  • Ceases to be a full-time student;
  • Upon expiry of the policy.

What are the procedures to cancel my policy?

MSIG requires a written notice from you before you can make any cancellation. You will get a refund of premium, which is based on pro-rata basis and depending on how long the cover has been in force.

In the event you have made claims within the coverage period, MSIG also has the right to retain 100% of the annual premium.

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