Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG Overseas Student Insurance

Stay hassle-free when studying abroad with MSIG Overseas Student personal accident insurance.

    • Up to RM200k Accidental Death Benefit
    • Up to RM200k TPD Benefit
    • Up to RM20000 Medical Expenses Benefit

Get covered now with MSIG Overseas Student Insurance

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You are one step closer to getting your coverage with MSIG Overseas Student Insurance

Let us know you better so we can help you get the right amount of coverage.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to MSIG website

If you have any questions let us know at [email protected], we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 55 years of age
  • Worldwide Assistance
    24-hour worldwide assistance


How much you can claim for MSIG Overseas Student Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM200000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM200000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM10000 up to RM20000
    • Medical Evacuation
      In case you need emergency medical evacuation in a location that does not have access to the hospital
      from RM250000 up to RM500000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM100000 up to RM200000
    • Miscellaneous Benefits
      MSIG Overseas Student Insurance also provides the following benefit:
      Cancellation Prior to Departure
      Baggage and Personal Effects
      Study Interruption
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Siti wants to further study in Australia. She's looking for a budget PA plan that covers her for 3 years.

    Suggested PremiumRM715.50
    Get Quote
  • School Teacher

    Ahmad's looking for a comprehensive personal accident plan that financially covers him from personal accident when he's studying abroad for a year.

    Suggested PremiumRM848.00
    Get Quote
  • Homemaker

    Madam Wong is in her mid-40 and she wants to continue her PHD abroad for 2 years. She's looking for a premium PA cover to financially protect her from personal accident.

    Suggested PremiumRM1619.68
    Get Quote

Actual premium rates will be determined by MSIG Insurance (Malaysia) Bhd and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Your personal accident claim is available for death or injury caused by an accident. Here's what you need to do.

First of all, contact MSIG at 03-7628 3980 immediately for your eligible claims.

Next step is to complete and submit your claim form to MSIG as soon as possible together with the medical report and original medical bills and receipts.

For fatal claim, here's the required documents.

  • Copy of police report
  • Copy of death certificate
  • Copy of post-mortem report
  • Burial certificate
  • Letter of administration
Customer Service Hotline
 1800886744  +603 7965 3930
MSIG Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 55 years of age

Frequently Asked Questions about MSIG Overseas Student Insurance

Things you might want to know

About to leave your home to embark on a new adventure in your university overseas? Equip yourself with the best personal accident insurance plan for peace of mind.

Why do I need a personal accident insurance?

We are not alone in this world; being away from home, and parents especially, can be the biggest endurance for some. Making sure you and your loved ones are provided for financially during tough times is the objective of this policy.

What benefits do I get from MSIG Overseas Student Insurance?

MSIG Overseas Student Insurance will compensate you and/or your family members in lump sum payment if you are permanently disabled or perished due to accident, occurred anywhere in the world.

In addition, MSIG will also arrange and pay for expenses incurred under emergency medical evacuation up to RM500,000, as well as any prepaid tuition fees due to unavoidable trip cancellation prior to departure up to RM20,000.

This is a cash-before-cover policy, meaning a full premium must be paid before the policy can become effective.

Who do I call if there’s an emergency?

As part of the benefits, there is a 24-hour Emergency & Travel Assistance, also known as MSIG Assist, you can reach out to at +603 7695 3830, wherever you may be in the world.

Do you worry about call charges while overseas? You can ask Helpline operators to call you back.

Are there optional covers I can add on?

There are 5 optional enhanced covers you can choose from, namely Personal Liability, Baggage and Personal Effect, Medical Expenses for Injury, Study Interruption and Temporary Accommodation.

Can the insurance policy be terminated?

The cover will terminate on several conditions below:

  • When the insured returns his/her home country permanently;
  • On graduation/completion of final exams up to 3 months;
  • Ceases to be a full-time student;
  • Upon expiry of the policy.

What are the procedures to cancel my policy?

MSIG requires a written notice from you before you can make any cancellation. You will get a refund of premium, which is based on pro-rata basis and depending on how long the cover has been in force.

In the event you have made claims within the coverage period, MSIG also has the right to retain 100% of the annual premium.

Read More