MSIG

Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG PremierGuard Personal Accident Insurance

Get extended protection with weekly benefits from MSIG PremierGuard Personal Accident Insurance. Stay protected with accidental death and permanent disablement benefits even when you're at overseas.

    • Up to RM1 mil Accidental Death Benefit
    • Up to RM1 mil TPD Benefit
    • Up to RM11000 Medical Expenses Benefit
    • Refund On Early Cancellation

Get covered now with MSIG PremierGuard Personal Accident Insurance

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide emergency medical assistance and evacuation services
  • Renewal Bonus
    10% increase of sum assured up to 50% for accidental death or permanent disablement

Coverage

How much you can claim for MSIG PremierGuard Personal Accident Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM4000 up to RM11000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM100000 up to RM2000000
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
      RM5000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      RM500
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      RM3000
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
      RM5000
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM5000 up to RM100000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM300
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM35 up to RM300
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
      from RM5000 up to RM100000
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM5000 up to RM25000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      RM200000
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      RM1500
    • Rehabilitation Benefit
      Extra reimbursement to help cover some of the costs while you recover.
      RM1000
    • Weekly Benefit
      Extra cash payout if you are unable to work while you recuperate after an accident.
      from RM50 up to RM500
    • Travel Expenses
      Travel reimbursement for family members to visit you while in the hospital.
      RM200 per week up to RM1000 per accident
    • Miscellaneous Benefits
      MSIG PremierGuard Personal Accident Insurance also provides the following benefit:
      Search and Rescue Expenses
      Personal Effects
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Ms. K who had just started working is comfortable with a basic personal accident plan.

    Suggested PremiumRM72.08
    Get Quote
  • Machinery Operator

    Mr. E lives on an average income. He wants comprehensive coverage from personal accident insurance.

    Suggested PremiumRM358.28
    Get Quote
  • Office Admin

    Tan is looking for a personal accident plan in mid-range with weekly benefits.

    Suggested PremiumRM493.96
    Get Quote

Actual premium rates will be determined by MSIG Insurance (Malaysia) Bhd and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Making a claim with MSIG can be very easy in just a few simple steps.

Notify MSIG immediately for the accidental death or injury that gives rise to a claim.

All you've got to do is prepare the required documents.

  • Claim form
  • Medical report
  • Original medical bills and receipts

If the claim is related to death benefits, you are required to prepare the following documents.

  • Claim form
  • Copy of police report
  • Copy of death certificate
  • Copy of post -mortem report
  • Burial certificate
  • Letter of administration
Customer Service Hotline
 1800886744
MSIG Claims Hotline
 60378415620

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age
Who can Apply
  • Malaysians
  • Permanent residents
  • Work permit holders
  • Employment pass holders