Underwritten by MSIG Insurance (Malaysia) Bhd

MSIG Senior Citizen Personal Accident Insurance

Enjoy your after-retirement living without worrying about the hefty medical and hospitalisation cost caused by an unfortunate personal accident.

    • Up to RM2500 Medical Expenses Benefit
    • Up to RM250k Accidental Death Or TPD Benefit
    • Refund On Early Cancellation


What makes this insurance policy stand out?

  • Cover Type
    for senior citizen and couple
  • Maximum Entry Age
    protection up to 75 years of age
  • Worldwide Assistance
    24-hour worldwide assistance


How much you can claim for MSIG Senior Citizen Personal Accident Insurance

  • Accidental Death Or Permanent Disablement
    Amount paid if an accident results in death or permanent disablement of the policyholder.
    from RM50000 up to RM250000
  • Weekly Benefit
    Extra cash payout if you are unable to work while you recuperate after an accident.
    Not Covered
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM500 up to RM2500
    • Repatriation or Funeral Expenses
      Cost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
    • Convalescence Allowance
      Cash allowance to cover some bills while you recover from a debilitating injury.
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      RM500 per week
    • Home Nursing
      How much you can claim for home nursing care, if certified by a hospital following an accident.
      RM125 per week
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM50000 up to RM250000
View more coverage details +


How much your premiums may cost

  • Assembly Line Worker

    Yong who has just turned 55 wants to protects herself from personal accident. She wants a budget plan from MSIG.

    Suggested PremiumRM79.5
    Get Quote
  • Homemaker

    65 years old Eva is looking for a personal accident insurance plan at mid-range budget.

    Suggested PremiumRM238.5
    Get Quote
  • Retiree

    Ravi who has just retired at the age of 69 wants a personal accident insurance regardless of the premiums so that he does not need to worry about the medical cost caused by an accident.

    Suggested PremiumRM365.7
    Get Quote

Actual premium rates will be determined by MSIG Insurance (Malaysia) Bhd and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Your personal accident claim is valid for unfortunate event of death or injury that is caused by an accident.

Here's a few simple steps to file a claim.

First of all, notify MSIG at 603-7841 5620 immediately for any eligible claims.

To speed up your claims, the very next step is to complete and submit the claim form to MSIG and enclose with the medical report and original medical bills and receipts.

For fatal cases, here's the requested documents.

  • Copy of death certificate
  • Copy of police report
  • Copy of post-mortem report
  • Burial certificate
  • Letter of administration
Customer Service Hotline
MSIG Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 55 years of age
Maximum Age
At most 75 years of age
Who can Apply
  • Malaysians
  • Permanent residents