Overseas Assurance Corporation

Underwritten by Overseas Assurance Corporation (Malaysia) Berhad

OAC Centennial Personal Accident Insurance

This plan offers basic personal accident insurance plans with the benefits of accidental death, permanent disablement and medical expenses.

    • Up to RM300k Accidental Death Benefit
    • Up to RM300k TPD Benefit
    • Up to RM15000 Medical Expenses Benefit
View product disclosure sheet.


What makes this insurance policy stand out?

  • Maximum Entry Age
    protection up to 100 years of age
  • Worldwide Assistance
    24-hour worldwide coverage
  • Renewal Bonus
    10% increase of sum assured up to 100%


How much you can claim for OAC Centennial Personal Accident Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM300000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM300000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM5000 up to RM15000
    View more coverage details +


    How much your premiums may cost

    • Fresh Graduate

      Farah is fresh out of college and she wants to get herself a basic PA insurance for now.

      Suggested PremiumRM106.00
      Get Quote
    • School Teacher

      Sir Eugene is a high school principal who wants the best PA insurance plan that covers basic personal accident benefits.

      Suggested PremiumRM318.00
      Get Quote
    • Machinery Operator

      Tag works in a factory with lots of risks at work. He realised that he needs to get a personal accident insurance.

      Suggested PremiumRM424.00
      Get Quote

    Actual premium rates will be determined by Overseas Assurance Corporation (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

    How to Claim

    For any eligible claims, you can notify Overseas Assurance Corporation Malaysia at 03-2786 1111 and 03-2786 1122. The OAC will advise you on the next course of action.

    Alternatively, you can email OAC at [email protected] to submit your completed claim form and supporting documents for speedy claim.

    • Medical report completed by the attending physician
    • Completed e-payment form
    • Copy of front page of savings account book or bank statement showing account holder name and account number

    On top of that, OAC requests the following documents for each type of claim.

    For medical expenses claim, you will need to submit original medical bills and receipts.

    For temporary disablement claim, OAC requests a copy of medical certificate.

    For motor vehicle accident claim, you're requested to submit copy of police report and valid driving license at the time of accident

    For death related claim, here's the requested documents.

    • Copy of death certificate
    • Copy of post mortem report
    • Copy of marriage certificate or birth certificate
    • Copy of insured person and claimant's Identification Card (IC)
    • Letter of administration for death related claim above RM100000 and no nominee on policy
    Customer Service Hotline


    Am I eligible to apply for this insurance?

    Minimum Age
    At least 15 years of age
    Maximum Age
    At most 65 years of age
    Maximum Renewal Age
    At most 100 years of age