Overseas Assurance Corporation

Underwritten by Overseas Assurance Corporation (Malaysia) Berhad

OAC Easi-Protector Personal Accident Insurance

Unlike basic personal accident insurance, you can get more protection with weekly benefits when you are insured under OAC Easi-Protector.

    • Up to RM500k Accidental Death Benefit
    • Up to RM500k TPD Benefit
    • Up to RM8000 Medical Expenses Benefit
    • Refund On Early Cancellation

Get covered now with OAC Easi-Protector Personal Accident Insurance

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour worldwide assistance
  • Renewal Bonus
    10% increase of sum assured up to 50% Sum assured for accidental death and permanent disablement

Coverage

How much you can claim for OAC Easi-Protector Personal Accident Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM25000 up to RM500000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM25000 up to RM500000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM50 up to RM600
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM2000 up to RM8000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM50000 up to RM1000000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      up to RM200 per accident
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM1000 up to RM5000
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      up to RM25 per visit up to RM250 per accident
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM25000 up to RM250000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM25 up to RM300
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Shan Shan is on career track and she wants to purchase an affordable personal accident insurance plan. 

    Suggested PremiumRM169.6
    Get Quote
  • Machinery Operator

    Lucas is having a high risk job. He thinks that he should get a comprehensive personal accident insurance plan to cover his financial risk if unexpected accident happened.

    Suggested PremiumRM596.78
    Get Quote
  • Business Traveller

    Mr. Ewe is always on travelling trips. He realises that he should get a PA plan against unexpected accidents events.

    Suggested PremiumRM915.84
    Get Quote

Actual premium rates will be determined by Overseas Assurance Corporation (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

For any personal accident claim, you can notify Overseas Assurance Corporation Malaysia at 1300131088. Alternatively, you can email OAC at claimscare@oac.com.my to submit your completed claim form and supporting documents for speedy claim.

  • Medical report completed by the attending physician
  • Completed e-payment form
  • Copy of front page of savings account book or bank statement showing account holder name and account number

On top of that, OAC requests the following documents for each type of claim.

For medical expenses claim, you will need to submit original medical bills and receipts.

For temporary disablement claim, OAC requests a copy of medical certificate.

For motor vehicle accident claim, you're requested to submit copy of police report and valid driving license at the time of accident

For death related claim, here's the requested documents.

  • Copy of death certificate
  • Copy of post mortem report
  • Copy of marriage certificate or birth certificate
  • Copy of insured person and claimant's Identification Card (IC)
  • Letter of administration for death related claim above RM100000 and no nominee on policy
Customer Service Hotline
 60342598900

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age