Overseas Assurance Corporation

Underwritten by Overseas Assurance Corporation (Malaysia) Berhad

OAC Platinum Personal Accident Insurance

Protect yourself with the best personal accident insurance with above the fold sum assured benefits up to RM5 million.

    • Up to RM5m Accidental Death Benefit
    • Up to RM5m TPD Benefit
    • Up to RM50000 Medical Expenses Benefit
    • Refund On Early Cancellation

Get covered now with OAC Platinum Personal Accident Insurance

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 65 years of age
  • Worldwide Assistance
    24-hour worldwide coverage


How much you can claim for OAC Platinum Personal Accident Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM1000000 up to RM5000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM1000000 up to RM5000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM10000 up to RM50000
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      up to RM1000000
    • Visitation Allowance
      For your family to visit you at the hospital without having to worry about cost of travel and other expenses.
      RM1000 per day up to RM4000 per accident
    • Home Nursing
      How much you can claim for home nursing care, if certified by a hospital following an accident.
      from RM100 up to RM200 per day
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM up to RM50 per visit and up to RM500 per accident
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM1000000 up to RM5000000
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Kamil is a bread winner of the family. He thinks that he should subscribe to personal accident insurance as financial security.

    Suggested PremiumRM1259.28
    Get Quote
  • Young Entrepreneur

    30 years old Helen is a successful entrepreneur who is looking for the best personal accident insurance plan to secure herself from unexpected accidents.

    Suggested PremiumRM5128.28
    Get Quote
  • Retiree

    Mr. Wang decided to get a comprehensive personal accident insurance plan with high sum assured. 

    Suggested PremiumRM3061.28
    Get Quote

Actual premium rates will be determined by Overseas Assurance Corporation (Malaysia) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Who can Apply
  • Malaysians
  • Permanent residents