What is this OAC Platinum PA all about?
The OAC Platinum Personal Accident insurance policy is an advanced care policy for individuals who want a little extra care and need more of a contingency plan with their lives. It offers you wider coverage with better benefits to help your protection go further.
How much does it cover exactly?
So, aside from death, permanent disablement, medical expenses and personal liability the policy also looks after you in an array of unfortunate circumstances. From motorcycling accidents to, unprovoked murder or assault there is a list of things that will allow you to invoke the use of this policy.
With this PA you will have financial protection and stability if you find yourself as a bystander of a strike or riot, a victim of a hijacking, natural disaster, snake of venomous insect bites, drowning and food poisoning. The personal liability clause of this policy stretches further than most, so you can be sure, that you have the best care always.
What are the other benefits of this plan?
Well if you needed home nursing care services after an accident you’ve had, then the plan will reimburse you for the services of a registered nurse up to RM200 per day up to a maximum of 60 days, to aid your recovery. Also if you find yourself with car troubles and don’t know who to call, then you can contact OAC as they will offer you 24-hour emergency towing and roadside assistance with this insurance policy. OAC will also pay up to a maximum of RM300 in repair or towing charges to help ease up your finances.
Who can apply for this policy?
The age band for this protection starts when you are eligible to buy the insurance at the age of 18. Since this is an individual insurance plan, then you will need to have a discussion with your insurance agent about the terms of adding your spouse of child under the plan protection.
Maximum entry age for this plan is 65 years old.