Pacific Insurance Personal Accident Insurance

Customise your personal accident cover with a flexi plan that allows you to pick and choose the amount of benefits you want. Anyone can apply, be it white collar or blue collar!

Pacific Insurance Personal Accident InsuranceFlexi PA Cover
Accidental Death
Flexi
Permanent Disablement
Flexi
Medical Expenses
up to RM5k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
Maxmium Entry Age
Protection up to 70 years

Coverage

How much you can claim for Pacific Insurance Personal Accident Insurance

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
Flexi
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
Flexi
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
Flexi
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
Flexi
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM500 up to RM5k 
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
Flexi
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
Flexi

How to Claim

Who do I contact if I have a question or emergency?

Before you go to make a claim with Pacific Insurance for a Personal Accident you will need to get a few things in order and mentally prepare yourself for some of the questions you might have to answer. Both in the case of you making an individual claim, or one of your beneficiaries making a claim, keep in mind that you will need to notify your insurance agent or call Pacific Insurance customer service to both notify them and ask for help in preparing the right documentations. 

You will need to acquire a claim form from them or a link for download before you begin. After you have notified the company and gotten a claim form you will need to compile a list of documents depending on the type of claim you are making. 

Non-Fatal Claim

  • Original medical report
  • Original Medical Bills and receipts
  • Copy of Medical Certificate 

Fatal Case

  • Copy of police report
  • Certified True Copy of Death Certificate
  • Certified True Copy of Post Mortem Report
  • Burial Certificate
  • Letter of Administration / Letter of Probate

After you have everything ready, either deliver these documents to your insurance agent or directly to the nearest Pacific Insurance branch to get your claims done. 

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

Tell me about this Pacific Insurance PA

Well, it is one of the many Personal Accident protection plans offered by Pacific Insurance, and this plan is in its most essential form. For those of you who would rather not pay the extra premium for added frills.

How much does it cover?

At its essence, the policy will definitely cover accidental deaths and permanent disability along with temporary total and partial disability. All of these are common effects or predictable outcomes of both minor and severe accidents.

Although there are other outcomes of an accident, you could be seriously injured or just bruised depending on the severity of the accident, both outcomes that don’t include death or disability in any way. Therefore, the policy will also to a certain extent cover medical expenses pertaining to accident treatment. So, you will be up and moving in no time.

Since the world we live in today is becoming increasingly unstable with political unrest and terrorism lurking in the shadows, Pacific Insurance intend to provide you with a little extra care. In case you find yourselves victims of murder, assault, attempted threats to your life, riot, civil commotion, hijacking, kidnapping and such, the policy will be there as a financial backing for you and your loved ones.

What are the eligibility requirements?

You will need to be over the age of 18 to purchase this plan for yourself. Since it is an individual plan, you will not be able to include our child or spouse under the same policy. The maximum entry age for this policy is 65, and if you have the policy before then, you can continue to renew it till your 70th birthday.

What if I wanted to cancel my policy?

You can cancel your policy by notifying your Pacific Insurance agent or the company directly. Remember to give them a 2 weeks’ notice at the least. If no claims had been made from the time of the policy till its cancellation, there might be a chance for Pacific Insurance to refund you the premiums paid, up till then.