Pacific Insurance Super Protector Personal Accident Insurance

Get protection from misfortune with a premier plan that provides coverage up to RM1,000,000 and personal liability benefits. Opt for weekly benefits for extra peace of mind that compensates you if you are unable to work due to an accident.

Pacific Insurance Super Protector Personal Accident InsuranceMax Protection!
Accidental Death
up to RM1m
Permanent Disablement
up to RM1m
Medical Expenses
up to RM10k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Couple
  • For Family
Maxmium Entry Age
Protection up to 70 years

Coverage

How much you can claim for Pacific Insurance Super Protector Personal Accident Insurance

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM500 
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM1m 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM1m 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM3.5k up to RM10k 
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
whilst travelling in a public transport or whilst travelling overseas
Dental And Cosmetic SurgeryTotal cover for dental treatment and reconstructive surgery for injuries that are accident related.
up to RM5k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
up to RM1k 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
up to RM5k 
Funeral ExpensesWhat your insurer will cover for your funeral if you pass away in an accident
up to RM5k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM75 up to RM225 per day
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM40 up to RM40 
KidnapCover benefits provided by the insurer if policyholder is kidnapped.
up to RM5k 
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM75k up to RM1.5m 
ProsthesesTotal cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
As chargedup to RM1k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
from RM50 up to RM500 

How to Claim

Who do I contact if I have a question or emergency?

When going to submit a claim at Pacific Insurance, you will need to have a few things with you before hand. Remember to first call Pacific Insurance immediately after an accident, or make sure you have someone to do it for you in case you are incapacitated. The following is a list of documentation that you might find useful for the compilation of your claims;

  • You will first need to download a claims form. 
  • A copy of the Participant's NRIC and whoever is making the claim on their behalf. 
  • Medical Reports and Physician's Reports
  • Police Report for Auto accidents (or if applicable)
  • Original Bills and receipts for Hospital or Medical Expenses
  • Written statement regarding the incident. 

Once you have all of these documents or whatever documents the agent at Pacific Insurance requested for, either head on over to the nearest branch, or hand over the documents to your Pacific Insurance agent.

Requirements

Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What is the Super Protector about?

The Super Protector is just one of the many personal accident insurance plans offered by Pacific Insurance Malaysia. It comes with a wide range of coverage and extension protection options for those of you who feel the need to have a little extra coverage.

So what does it cover?

Of course, much like most personal accident covers this one comes with coverage for death and permanent disability. But on top of that the plan gives you financial stability for when you need medical attention, hospitalization, along with a daily hospital income.

Some of the other benefits that come with the policy is the benefit for double indemnity, corrective dental and/ or cosmetic surgery, funeral expenses and a bereavement allowance. However, the coverage does not stop there. The Super Protector will also offer reimbursement of up to RM1000 for the purchase of a prostheses or wheelchair.

With there being many dangers in the world today, there are a few more sensitive incidents that the policy will take into account and to a certain extent provide protection for. In the case you contract HIV due to a blood transfusion getting medical treatment, you will receive a payout of 10% of the Principal Sum Assured directed to you. This policy will also cover permanent disablement to genitalia as a result from an accident.

This policy also comes with a kidnapping protection benefit, where a RM5000 lump sum payment will be given for the expenses incurred to hire a Private Investigator if necessary. It will also offer you a total of RM25,000 to use as a ransom against the kidnappers.

Who is eligible to apply?

Firstly, the policy is open to all Malaysian Citizens and Permanent Residents of Malaysia. As long as you are over the age of 18 you can proceed to picking up this insurance whenever you please. However, do take note that the maximum entry or registration age is 65. After which you can continue to annually renew the plan until the age of 70.

The plan can be manipulated to accommodate families, spouses and children individually or collectively.