Pacific Insurance

Underwritten by The Pacific Insurance Berhad

Pacific Insurance Super Protector Personal Accident Insurance

Get protection from misfortune with a premier plan that provides coverage up to RM1,000,000 and personal liability benefits. Opt for weekly benefits for extra peace of mind that compensates you if you are unable to work due to an accident.

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit
    • Refund On Early Cancellation

Get covered now with Pacific Insurance Super Protector Personal Accident Insurance

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What makes this insurance policy stand out?

  • Cover Type
    for individual, couple and family
  • Maximum Entry Age
    protection up to 70 years of age


How much you can claim for Pacific Insurance Super Protector Personal Accident Insurance

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3500 up to RM10000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
      from RM up to RM5000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      from RM up to RM1000
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      from RM up to RM5000
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
      from RM up to RM5000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM225 per day
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM up to RM5000
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM75000 up to RM1500000
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      from RM up to RM1000
    • Weekly Benefit
      Extra cash payout if you are unable to work while you recuperate after an accident.
      from RM50 up to RM500
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Although having only an entry-level salary, it doesn't stop Wani from getting the protection she wants.

    Suggested PremiumRM91.16
    Get Quote
  • Business Traveller

    Damien has to travel morel frequent than ever now, so he wants to make sure that he's got the maximum protection available.

    Suggested PremiumRM1511.56
    Get Quote
  • Machinery Operator

    Hanif has a  job, which is extra reason for him to get personal accident insurance to stay safe.

    Suggested PremiumRM570.28
    Get Quote

Actual premium rates will be determined by The Pacific Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

When going to submit a claim at Pacific Insurance, you will need to have a few things with you before hand. Remember to first call Pacific Insurance immediately after an accident, or make sure you have someone to do it for you in case you are incapacitated. The following is a list of documentation that you might find useful for the compilation of your claims;

  • You will first need to download a claims form. 
  • A copy of the Participant's NRIC and whoever is making the claim on their behalf. 
  • Medical Reports and Physician's Reports
  • Police Report for Auto accidents (or if applicable)
  • Original Bills and receipts for Hospital or Medical Expenses
  • Written statement regarding the incident. 

Once you have all of these documents or whatever documents the agent at Pacific Insurance requested for, either head on over to the nearest branch, or hand over the documents to your Pacific Insurance agent.

Customer Service Hotline
Pacific Insurance Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age
Who can Apply
  • Malaysians
  • Permanent residents of Malaysia

Frequently Asked Questions about Pacific Insurance Super Protector Personal Accident Insurance

Things you might want to know

What is the Super Protector about?

The Super Protector is just one of the many personal accident insurance plans offered by Pacific Insurance Malaysia. It comes with a wide range of coverage and extension protection options for those of you who feel the need to have a little extra coverage.

So what does it cover?

Of course, much like most personal accident covers this one comes with coverage for death and permanent disability. But on top of that the plan gives you financial stability for when you need medical attention, hospitalization, along with a daily hospital income.

Some of the other benefits that come with the policy is the benefit for double indemnity, corrective dental and/ or cosmetic surgery, funeral expenses and a bereavement allowance. However, the coverage does not stop there. The Super Protector will also offer reimbursement of up to RM1000 for the purchase of a prostheses or wheelchair.

With there being many dangers in the world today, there are a few more sensitive incidents that the policy will take into account and to a certain extent provide protection for. In the case you contract HIV due to a blood transfusion getting medical treatment, you will receive a payout of 10% of the Principal Sum Assured directed to you. This policy will also cover permanent disablement to genitalia as a result from an accident.

This policy also comes with a kidnapping protection benefit, where a RM5000 lump sum payment will be given for the expenses incurred to hire a Private Investigator if necessary. It will also offer you a total of RM25,000 to use as a ransom against the kidnappers.

Who is eligible to apply?

Firstly, the policy is open to all Malaysian Citizens and Permanent Residents of Malaysia. As long as you are over the age of 18 you can proceed to picking up this insurance whenever you please. However, do take note that the maximum entry or registration age is 65. After which you can continue to annually renew the plan until the age of 70.

The plan can be manipulated to accommodate families, spouses and children individually or collectively.

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