What is the Super Protector about?
The Super Protector is just one of the many personal accident insurance plans offered by Pacific Insurance Malaysia. It comes with a wide range of coverage and extension protection options for those of you who feel the need to have a little extra coverage.
So what does it cover?
Of course, much like most personal accident covers this one comes with coverage for death and permanent disability. But on top of that the plan gives you financial stability for when you need medical attention, hospitalization, along with a daily hospital income.
Some of the other benefits that come with the policy is the benefit for double indemnity, corrective dental and/ or cosmetic surgery, funeral expenses and a bereavement allowance. However, the coverage does not stop there. The Super Protector will also offer reimbursement of up to RM1000 for the purchase of a prostheses or wheelchair.
With there being many dangers in the world today, there are a few more sensitive incidents that the policy will take into account and to a certain extent provide protection for. In the case you contract HIV due to a blood transfusion getting medical treatment, you will receive a payout of 10% of the Principal Sum Assured directed to you. This policy will also cover permanent disablement to genitalia as a result from an accident.
This policy also comes with a kidnapping protection benefit, where a RM5000 lump sum payment will be given for the expenses incurred to hire a Private Investigator if necessary. It will also offer you a total of RM25,000 to use as a ransom against the kidnappers.
Who is eligible to apply?
Firstly, the policy is open to all Malaysian Citizens and Permanent Residents of Malaysia. As long as you are over the age of 18 you can proceed to picking up this insurance whenever you please. However, do take note that the maximum entry or registration age is 65. After which you can continue to annually renew the plan until the age of 70.
The plan can be manipulated to accommodate families, spouses and children individually or collectively.