Pacific and Orient

Underwritten by Pacific & Orient Insruance Co. Berhad

Pacific and Orient PA 10 Plus

Get the essential coverage you need from a personal accident insurance plan with Pacific & Orient Insurance, and get enjoy a 5% renewal bonus increase on your coverage for the next 5 years.

    • Up to RM200k Accidental Death Benefit
    • Up to RM200k TPD Benefit
    • Up to RM3000 Medical Expenses Benefit

Get covered now with Pacific and Orient PA 10 Plus

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What makes this insurance policy stand out?

  • Cover Type
    for individual and family
  • Maximum Entry Age
    protection up to 65 years of age
  • Worldwide Assistance
    24-hour worldwide assistance
  • Renewal Bonus
    5% increase of sum assured


How much you can claim for Pacific and Orient PA 10 Plus

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM25000 up to RM200000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM25000 up to RM200000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM50 up to RM100
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM300 up to RM3000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM50000 up to RM400000
    • Compassionate Cover
      Extra cash benefit to family of policyholder if death is because of an accident.
      from RM1000 up to RM3000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM25 up to RM150
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM25000 up to RM200000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM25 up to RM50
    • Miscellaneous Benefits
      Pacific and Orient PA 10 Plus also provides the following benefit:
      Death whilst overseas
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Tan is looking for a budget personal accident plan that also covers his 3 years old son. 

    Suggested PremiumRM95.00
    Get Quote
  • Machinery Operator

    Sameh has a high risk job and he wants a comprehensive personal accident that covers the most. He's also looking for a PA insurance plan for his wife.

    Suggested PremiumRM477.00
    Get Quote
  • Office Admin

    Saree is a single mother who raise up a 20 years old daughter studying at local university. She wants to buy a PA insurance plan that also covers her daughter.

    Suggested PremiumRM286.00
    Get Quote

Actual premium rates will be determined by Pacific & Orient Insruance Co. Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

There are several things that you might want to know when deciding to make a claim with Pacific and Orient Insurance.

  • You will first need to immediately contact Pacific and Orient Insurance to notify them of the incident that resulted in the need to make a claim. They will provide you with a claim form to fill in along with a list of documents that you should attach to the claim. 
  • After you have completed the claims form make sure you have a copy of the following documents. A copy of your NRIC, drivers license and a written statement about the incident that lead to the claims. 
  • You might also want to have on hand original copies of your Medical and Hospital Reports, Police Reports if necessary and the Original Bills and Receipts from the hospital. 
  • Once you have everything together either head over the nearest branch or contact you insurance agent and have them deliver the forms for you.
Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 3 years of age
Maximum Age
At most 65 years of age

Frequently Asked Questions about Pacific and Orient PA 10 Plus

Things you might want to know

What is the PA 10 Plus?

Pacific and Orient, personal accident insurance plan, PA 10 Plus an insurance policy with added perks that can help you possibly prolong your stay here on earth, if you find your lifestyle to be a bit on the edge of safety. The policy itself covers an array of situations resulting in accidents, while at the same time providing you with the freedom of choice as to how much you really want covered.

What are some of the coverage benefits?

Of course, like most insurance plans this one provides protection in the case of accidental death, permanent disablement, medical expenses as a result of an accident, compassionate allowance and personal liability. But the protection does not stop there.

You as a policy holder can pick and choose from the list below other occurrences and activities you want insurance coverage for;

  • Yachting/Scuba Diving
  • Professional Sports/Games
  • Martial Art of Self-Defense
  • Hunting
  • Use of wood working Machinery
  • Clinic Medical Expenses.

With a little extra premium, you can be covered for all the above lifestyle choices as well.

How do the premiums work?

This policy comes with a choice of 4 plans that you can decide how you want to cover you, as it is your insurance coverage. The premiums for this policy is calculated on an annual basis and will vary depending on your age, job description and possibly your financial limits.

So, make sure to take your time in selecting the plan you want, and going over all the details with your agent. Also, this policy accommodates couples and families as well. Which also creates room for the premiums to shift. In fact, it might be cheaper to purchase a collective policy rather than an individual one.

Are there any exclusions?

Of course, there are. However, the list is long and you may want to go over it closely with your insurance agent for through clarification. But for the time being, you might want to make a note that, any hazardous hobbies, or activities will not be covered by the plan, along with any pre-existing illnesses.

Who can apply for this plan?

The policy is open to anyone over the legal age of 18. Parents can apply for a family plan as long as their children are 3 years or older. The maximum entry age for the plan is 65 years old.

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