Progressive Personal Accident

Match your personal accident coverage based to your preferred budget with a flexi policy which let's you choose your sum assured and protection - class 3 occupation cover and motorbike accident extensions arealso available!

Progressive Personal Accident
Accidental Death
up to RM10k
Permanent Disablement
up to RM10k
Medical Expenses
up to RM3k


What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 70 years
Worldwide Assistance
24-hour protection


How much you can claim for Progressive Personal Accident

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
Flexiup to RM10k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
Flexiup to RM10k 
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
Flexiup to RM100 per week
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM1k up to RM3k 
Repatriation or Funeral ExpensesCost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
from RM3k up to RM3k 
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
Flexiup to RM50 per week

How to Claim

Who do I contact if I have a question or emergency?

Before you go to make a claim with Progressive Insurance, you might want to have a few things prepared beforehand. First of all you will need to make a call either to Progressive's customer service or to your assigned insurance agent and notify them of the incident that has invoked the need for a claim. Either yourself or your beneficiary will need to acquire a claim form and get together a list of documents that will need to be attached to the claim form to provide justification for your claim. Now depending on the type of claim you are making there will be a different list of documents, therefore remember to ask for a specialized list. 

In the mean time, here is a general list of documents you may need for your claim;

Non-Fatal Claim

  • Original medical report
  • Original Medical Bills and receipts
  • Copy of Medical Certificate

Fatal Case

  • Copy of police report
  • Certified True Copy of Death Certificate
  • Certified True Copy of Post Mortem Report
  • Burial Certificate
  • Letter of Administration / Letter of Probate

After you have everything ready, either deliver these documents to your insurance agent or directly to the nearest Progressive Insurance branch to get your claims done.


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 64 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What do I need to know?

The progressive Personal Accident is an essential personal protection plan for everyone who needs a little extra care in their lives. It is slightly less expensive compared to a medical insurance plan, but just as beneficial when it comes to offering you care.

How much does it cover?

Since personal accident plans cover accidents and often the most obvious results, the policy will cover accidental death as well as permanent disablement. Then again, not all accidents lead to those two outcomes, therefore the policy will also cover temporary total disablement and partial disablement, meaning if you broke your arm or leg and need some financial backing while healing.

Of course, that then begs the question about hospitalization and medical care. Not to worry, this policy will provide a medical expense cover for the time you spend in the hospital seeking care for injuries pertaining to accidents.

Finally, should you have terrible luck and have been dealt the hand of death, this policy will give you a financial cover for funeral expenses and/or repatriation of your mortal remains. Which might ease up the financial strain to your family.

Who can apply for this policy?

The plan is open to everyone, if you are over 18 and can afford to pay monthly premiums then the plan is yours. Keep in mind that this is in an individual plan and you won’t be able to include your children or spouse into the plan. There is a family personal accident plan offered by Progressive Insurance if you wanted to check that out, for you and your family.

You can however purchase a separate plan for your kids if they are at least 16 years old. The maximum entry age for this policy is 64 and if you have already purchased the policy before then, you can continue to renew the policy till your 70th birthday.

What if I wanted to cancel my policy?

That is a decision entirely up to you. When you pick up the policy, there is a 15-day cooling period in which you can choose to cancel your policy and get back any premiums you might have paid. Please take note that after this cooling period, it would be more difficult to get a refund when you cancel your policy.

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