Progressive Insurance

Underwritten by Progressive Insurance Berhad

Progressive Personal Accident

Match your personal accident coverage based to your preferred budget with a flexi policy which let's you choose your sum assured and protection - class 3 occupation cover and motorbike accident extensions arealso available!

    • Up to RM3000 Medical Expenses Benefit
    • Refund On Early Cancellation

Get covered now with Progressive Personal Accident

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Worldwide Assistance
    24-hour protection

Coverage

How much you can claim for Progressive Personal Accident

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    Flexi
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    Flexi
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Flexi
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM1000 up to RM3000
    • Repatriation or Funeral Expenses
      Cost covered to return your body or ashes back to Malaysia, or for the funeral bills if you pass away.
      RM3000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      Flexi
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Diana has just started her career and she's looking for a budget plan that provides cover for accidental death and permanent disability only.

    Suggested PremiumRM127
    Get Quote
  • Machinery Operator

    Austin is working as a junior mechanical engineer. He think it's time to get himself a PA insurance policy that secures his finances in case of an accident.

    Suggested PremiumRM556
    Get Quote
  • Homemaker

    Komala has two children that she has to take care of, which is why she's planning to get herself extra protection and higher benefits. 

    Suggested PremiumRM1272
    Get Quote

Actual premium rates will be determined by Progressive Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Before you go to make a claim with Progressive Insurance, you might want to have a few things prepared beforehand. First of all you will need to make a call either to Progressive's customer service or to your assigned insurance agent and notify them of the incident that has invoked the need for a claim. Either yourself or your beneficiary will need to acquire a claim form and get together a list of documents that will need to be attached to the claim form to provide justification for your claim. Now depending on the type of claim you are making there will be a different list of documents, therefore remember to ask for a specialized list. 

In the mean time, here is a general list of documents you may need for your claim;

Non-Fatal Claim

  • Original medical report
  • Original Medical Bills and receipts
  • Copy of Medical Certificate

Fatal Case

  • Copy of police report
  • Certified True Copy of Death Certificate
  • Certified True Copy of Post Mortem Report
  • Burial Certificate
  • Letter of Administration / Letter of Probate

After you have everything ready, either deliver these documents to your insurance agent or directly to the nearest Progressive Insurance branch to get your claims done.

Customer Service Hotline
 60321188000

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 64 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about Progressive Personal Accident

Things you might want to know

What do I need to know?

The progressive Personal Accident is an essential personal protection plan for everyone who needs a little extra care in their lives. It is slightly less expensive compared to a medical insurance plan, but just as beneficial when it comes to offering you care.

How much does it cover?

Since personal accident plans cover accidents and often the most obvious results, the policy will cover accidental death as well as permanent disablement. Then again, not all accidents lead to those two outcomes, therefore the policy will also cover temporary total disablement and partial disablement, meaning if you broke your arm or leg and need some financial backing while healing.

Of course, that then begs the question about hospitalization and medical care. Not to worry, this policy will provide a medical expense cover for the time you spend in the hospital seeking care for injuries pertaining to accidents.

Finally, should you have terrible luck and have been dealt the hand of death, this policy will give you a financial cover for funeral expenses and/or repatriation of your mortal remains. Which might ease up the financial strain to your family.

Who can apply for this policy?

The plan is open to everyone, if you are over 18 and can afford to pay monthly premiums then the plan is yours. Keep in mind that this is in an individual plan and you won’t be able to include your children or spouse into the plan. There is a family personal accident plan offered by Progressive Insurance if you wanted to check that out, for you and your family.

You can however purchase a separate plan for your kids if they are at least 16 years old. The maximum entry age for this policy is 64 and if you have already purchased the policy before then, you can continue to renew the policy till your 70th birthday.

What if I wanted to cancel my policy?

That is a decision entirely up to you. When you pick up the policy, there is a 15-day cooling period in which you can choose to cancel your policy and get back any premiums you might have paid. Please take note that after this cooling period, it would be more difficult to get a refund when you cancel your policy.

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