Prudential BSN Takaful

Underwritten by Prudential BSN Takaful Berhad

Prudential BSN Takaful PruBSN Pelindung

Protect the things that matter most with PruBSN Pelindung, a personal accident takaful plan that's tailored for a wide range of budgets and needs. You'll find a plan that fits, whether it's for yourself, spouse or your whole family!

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit
    • 15-Day Cancellation Refund
    • Islamic

Get covered now with Prudential BSN Takaful PruBSN Pelindung

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual, couple and family
  • Maximum Entry Age
    protection up to 70 years of age

Coverage

How much you can claim for Prudential BSN Takaful PruBSN Pelindung

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM1000 up to RM10000
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      from RM5000
    • Compassionate Cover
      Extra cash benefit to family of policyholder if death is because of an accident.
      from RM2000
    • Weekly Benefit
      Extra cash payout if you are unable to work while you recuperate after an accident.
      Flexi
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Amira is fresh out from university with limited cash to spare. She's happy to get herself a basic personal accident plan for now.

    Suggested PremiumRM159
    Get Quote
  • Office Admin

    As an office clerk, Aisha is looking for a comprehensive PA insurance plan to cover herself and her husband a single policy.

    Suggested PremiumRM1643
    Get Quote
  • Family

    Amir and his wife have a 1 year old baby. They want to keep their family financially protected from road accidents and unexpected events.

    Suggested PremiumRM795
    Get Quote

Actual premium rates will be determined by Prudential BSN Takaful Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline
 60320537188

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 12 months of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about Prudential BSN Takaful PruBSN Pelindung

Things you might want to know

What is the PruBSN Pelindung all about?

The world we live in, is special with many wonders, of both man and nature. Complex and amazing as it is, the world does not exempt anyone from the everyday dangers that accidents present. So protect yourself and your family better with this personal accident protection plan presented by Prudential BSN Takaful. Not only is this a comprehensive plan with affordable premiums but it works hard to encompass everyone in your family.

How much does this policy cover?

Of course, the policy, being a personal accident protection, will cover the basics such as accidental death and permanent disablement. These are the more immediate threats that always present themselves when you have been in an accident. However, that does not mean they are the only threats. Therefore, the policy will provide you with a medical expenses coverage to ensure you are covered for even the minor injuries.

Other than that, the policy offers coverage for unprovoked murder and assault, food and drink poisoning, natural disasters, and suffocation via smoke or poisonous gasses. The reason for this is that people are different and there are various lifestyles that one person can live. So, the coverage is extended to encompass some of the deadlier side of life, just in case.

What are the other perks of this policy?

Well for one thing, should you or your family ever need it, you will have the financial backing for the repatriation of your mortal remains, a compassionate cover for your family should one of the members of the family covered dies due to an accident.

Is there a no claim bonus?

Wonderfully so, there is in fact a no claim bonus. For every year that the policy is renewed without a claim being made there will be a 5% increase to the total sum assured. It will continue to increase up to a maximum of 40%.

What is the eligibility constraints for this plan?

This is a plan open to families so anyone who fits that bill and have children over the age of 12 years old can apply for this plan. With that, children can only be covered by the policy up to the age of 18 or 21 depending on whether or not they are still full-time students when they are at that age.

The maximum entry age for this policy is 65 and if you had already purchased the policy before that age, you can continue to renew it till the age of 70.

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