What is the PruBSN Pelindung all about?
The world we live in, is special with many wonders, of both man and nature. Complex and amazing as it is, the world does not exempt anyone from the everyday dangers that accidents present. So protect yourself and your family better with this personal accident protection plan presented by Prudential BSN Takaful. Not only is this a comprehensive plan with affordable premiums but it works hard to encompass everyone in your family.
How much does this policy cover?
Of course, the policy, being a personal accident protection, will cover the basics such as accidental death and permanent disablement. These are the more immediate threats that always present themselves when you have been in an accident. However, that does not mean they are the only threats. Therefore, the policy will provide you with a medical expenses coverage to ensure you are covered for even the minor injuries.
Other than that, the policy offers coverage for unprovoked murder and assault, food and drink poisoning, natural disasters, and suffocation via smoke or poisonous gasses. The reason for this is that people are different and there are various lifestyles that one person can live. So, the coverage is extended to encompass some of the deadlier side of life, just in case.
What are the other perks of this policy?
Well for one thing, should you or your family ever need it, you will have the financial backing for the repatriation of your mortal remains, a compassionate cover for your family should one of the members of the family covered dies due to an accident.
Is there a no claim bonus?
Wonderfully so, there is in fact a no claim bonus. For every year that the policy is renewed without a claim being made there will be a 5% increase to the total sum assured. It will continue to increase up to a maximum of 40%.
What is the eligibility constraints for this plan?
This is a plan open to families so anyone who fits that bill and have children over the age of 12 years old can apply for this plan. With that, children can only be covered by the policy up to the age of 18 or 21 depending on whether or not they are still full-time students when they are at that age.
The maximum entry age for this policy is 65 and if you had already purchased the policy before that age, you can continue to renew it till the age of 70.