Prudential BSN Takaful PruBSN Protect

Protect the things that matter most with PruBSN Pelindung, a personal accident takaful plan that's tailored for a wide range of budgets and needs. You'll find a plan that fits, whether it's for yourself, spouse or your whole family!

Prudential BSN Takaful PruBSN Protect
Accidental Death
up to RM1m
Permanent Disablement
up to RM1m
Medical Expenses
up to RM10k


What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Couple
  • For Family
Maximum Entry Age
Protection up to 80 years


How much you can claim for Prudential BSN Takaful PruBSN Protect

Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.
Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k up to RM1m 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k up to RM1m 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM1k up to RM10k 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM5k 
Compassionate CoverExtra cash benefit to family of policyholder if death is because of an accident.
from RM2k 
Weekly BenefitExtra cash payout if you are unable to work while you recuperate after an accident.

How to Claim

Who do I contact if I have a question or emergency?

When you want to make a claim from PruBSN, remember to submit the completed claim form together with original receipt per consultation or treatment as well as the proof of injuries such as X-ray film and report, photo and medical certificate.

Here's a list of claim forms by different type of claims.

  • Death benefit
  • Permanent disablement benefit (Adult)
  • Permanent disablement benefit (Child)
  • Medical expenses benefit


Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age

More Information

What is the PruBSN Pelindung all about?

The world we live in, is special with many wonders, of both man and nature. Complex and amazing as it is, the world does not exempt anyone from the everyday dangers that accidents present. So protect yourself and your family better with this personal accident protection plan presented by Prudential BSN Takaful. Not only is this a comprehensive plan with affordable premiums but it works hard to encompass everyone in your family.

How much does this policy cover?

Of course, the policy, being a personal accident protection, will cover the basics such as accidental death and permanent disablement. These are the more immediate threats that always present themselves when you have been in an accident. However, that does not mean they are the only threats. Therefore, the policy will provide you with a medical expenses coverage to ensure you are covered for even the minor injuries.

Other than that, the policy offers coverage for unprovoked murder and assault, food and drink poisoning, natural disasters, and suffocation via smoke or poisonous gasses. The reason for this is that people are different and there are various lifestyles that one person can live. So, the coverage is extended to encompass some of the deadlier side of life, just in case.

What are the other perks of this policy?

Well for one thing, should you or your family ever need it, you will have the financial backing for the repatriation of your mortal remains, a compassionate cover for your family should one of the members of the family covered dies due to an accident.

Is there a no claim bonus?

Wonderfully so, there is in fact a no claim bonus. For every year that the policy is renewed without a claim being made there will be a 5% increase to the total sum assured. It will continue to increase up to a maximum of 40%.

What is the eligibility constraints for this plan?

This is a plan open to families so anyone who fits that bill and have children over the age of 12 years old can apply for this plan. With that, children can only be covered by the policy up to the age of 18 or 21 depending on whether or not they are still full-time students when they are at that age.

The maximum entry age for this policy is 65 and if you had already purchased the policy before that age, you can continue to renew it till the age of 70.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product