Public Bank

Underwritten by AIA Bhd.

Public Bank PB Care PA

Keep the family safe with a PA insurance plan that covers all the essentials without breaking the bank. Get insured for Accidental Death and Living benefits up to RM300,000, and enjoy cash allowances if admitted to the hospital.

    • Up to RM300k Accidental Death Benefit
    • Up to RM300k TPD Benefit
    • Up to RM5000 Medical Expenses Benefit

Features

What makes this insurance policy stand out?

  • Cover Type
    for individual, couple and family
  • Maximum Entry Age
    protection up to 75 years of age

Coverage

How much you can claim for Public Bank PB Care PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM150000 up to RM300000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM150000 up to RM300000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM2000 up to RM5000 half of cover is a Medical Reimbursement Benefit
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM200 each day, up to 365 days per accident
    • Miscellaneous Benefits
      Public Bank PB Care PA also provides the following benefit:
      Snatch Protection Benefit
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Intan has found the ideal job which allows her to travel often. She wants a PA Insurance plan that provides that protection she needs but also fits her limited budget.

    Suggested PremiumRM618
    Get Quote
  • VIP

    After his recent promotions, Dave now spends most of his time on the road. He wants premium protection on his Personal Accident Insurance. 

    Suggested PremiumRM1239
    Get Quote
  • Family

    It's family first for Johari and Farah. They're looking for a family plan that protects them and their young one when they travel back and forth from the city. 

    Suggested PremiumRM2075
    Get Quote

Actual premium rates will be determined by AIA Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

With this Personal Accident Insurance plan you will have a few steps in place before you can make a claim. First of all you will need to get to either get in touch with your agent or contact the insurance hotline and let them know of the accident you have been involved in. Remember to collect a claim form from them, specific to the nature of your claims. 

You will need to compile a list of the following documents along with whatever else the agent asks for you to get together;

  • Completed claims form
  • Physician's Statement or Report
  • Medical Reports and Test Results
  • Police Report (where applicable)
  • Certified copy of Participant's NRIC
  • Written statement detailing the incident 

When you have all the relevant documentation together head on over to the nearest Public Bank Branch and submit your documents and await for your approval. 

Customer Service Hotline
 1800229999

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 60 years of age
Maximum Renewal Age
At most 75 years of age
Who can Apply
Malaysians

Frequently Asked Questions about Public Bank PB Care PA

Things you might want to know

What is the PB Care all about?

It is a personal accident protection plan offered by Public Bank and underwritten by AIA Insurance Berhad for the benefit of not just Public Bank customers but for people who are looking for more unique plan with more access.

So, what does the plan cover?

Like most personal accident protection plans, this one will also cover accidental death and permanent disablement. Admittedly these are the more depressing possible outcomes of any accident. Therefore, the policy also gives you coverage for medical expenses when the injuries are not as extensive or permanent, but you’ll have to do some down time in the hospital.

You will also get a hospital allowance for the down time that you have at a hospital or medical facility, while seeking treatment. Since, there are other dangers that occur besides roadside accidents and such, this policy will cover a range of external incidences that might be traumatic to you as well, including snatch theft.

What about the premiums?

Premiums for this policy will be calculated on an annual basis, so please keep in mind that those amounts are not all that high for a once of payment. Also, this is a flexible policy not meant to be only available to individuals but to families as well. It is more often than not, that premiums for family insurance is considerably lower compared to individual covers.

What do I need to be eligible?

Since this is both an individual and a family insurance plan, there are a couple things that you might want to take note of depending on the type of plan you get. In both cases anyone over the age of 18 can pick up this plan whenever you need.

If you are a family and want to add kids under the protection umbrella of this policy they will need to be a minimum of 4 weeks old. Your children will have coverage till the age of 18 or 23 depending on whether or not they are still studying at the time.

The maximum entry age for this policy both for individual and family policy holders is 60 years old. If you have already purchased the policy before then, you may continue to renew it till the age of 75.

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