Public Bank PB Care PA

Keep the family safe with a PA insurance plan that covers all the essentials without breaking the bank. Get insured for Accidental Death and Living benefits up to RM300,000, and enjoy cash allowances if admitted to the hospital.

Public Bank PB Care PA
Accidental Death
up to RM300k
Permanent Disablement
up to RM300k
Medical Expenses
up to RM5k


What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Couple
  • For Family
Maximum Entry Age
Protection up to 75 years


How much you can claim for Public Bank PB Care PA

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM150k up to RM300k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM150k up to RM300k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM2k up to RM5k half of cover is a Medical Reimbursement Benefit
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM200 each day, up to 365 days per accident
Snatch TheftFor damage and loss of personal belongings if you're a victim of snatch theft.
from RM50k up to RM100k 

How to Claim

Who do I contact if I have a question or emergency?

With this Personal Accident Insurance plan you will have a few steps in place before you can make a claim. First of all you will need to get to either get in touch with your agent or contact the insurance hotline and let them know of the accident you have been involved in. Remember to collect a claim form from them, specific to the nature of your claims. 

You will need to compile a list of the following documents along with whatever else the agent asks for you to get together;

  • Completed claims form
  • Physician's Statement or Report
  • Medical Reports and Test Results
  • Police Report (where applicable)
  • Certified copy of Participant's NRIC
  • Written statement detailing the incident 

When you have all the relevant documentation together head on over to the nearest Public Bank Branch and submit your documents and await for your approval. 


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 60 years of age
Maximum Renewal Age
At most 75 years of age

More Information

What is the PB Care all about?

It is a personal accident protection plan offered by Public Bank and underwritten by AIA Insurance Berhad for the benefit of not just Public Bank customers but for people who are looking for more unique plan with more access.

So, what does the plan cover?

Like most personal accident protection plans, this one will also cover accidental death and permanent disablement. Admittedly these are the more depressing possible outcomes of any accident. Therefore, the policy also gives you coverage for medical expenses when the injuries are not as extensive or permanent, but you’ll have to do some down time in the hospital.

You will also get a hospital allowance for the down time that you have at a hospital or medical facility, while seeking treatment. Since, there are other dangers that occur besides roadside accidents and such, this policy will cover a range of external incidences that might be traumatic to you as well, including snatch theft.

What about the premiums?

Premiums for this policy will be calculated on an annual basis, so please keep in mind that those amounts are not all that high for a once of payment. Also, this is a flexible policy not meant to be only available to individuals but to families as well. It is more often than not, that premiums for family insurance is considerably lower compared to individual covers.

What do I need to be eligible?

Since this is both an individual and a family insurance plan, there are a couple things that you might want to take note of depending on the type of plan you get. In both cases anyone over the age of 18 can pick up this plan whenever you need.

If you are a family and want to add kids under the protection umbrella of this policy they will need to be a minimum of 4 weeks old. Your children will have coverage till the age of 18 or 23 depending on whether or not they are still studying at the time.

The maximum entry age for this policy both for individual and family policy holders is 60 years old. If you have already purchased the policy before then, you may continue to renew it till the age of 75.

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