Underwritten by RHB Insurance Berhad

RHB Essential PA

RHB protects you and your family from personal accidents with an insurance policy that provides high accidental death and permanent disablement benefits, including 10% advance payment. Enjoy renewal bonuses and no claim refunds on your premiums!

    • Up to RM1 mil Accidental Death Benefit
    • Up to RM1 mil TPD Benefit
    • Up to RM15000 Medical Expenses Benefit

Get covered now with RHB Essential PA

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 70 years of age
  • Renewal Bonus
    5% increase of sum assured up to 15% if no claims made
  • No Claim Bonus
    10% permium refund after 3 years on total premiums


How much you can claim for RHB Essential PA

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3500 up to RM15000
    • Miscellaneous Benefits
      RHB Essential PA also provides the following benefit:
      Bereavement Allowance
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Protection is essential for Prakash who loves taking roadtrips in his free time. He's on a tight string as are his lil' trips, so he'll get a basic plan.

    Suggested PremiumRM103
    Get Quote
  • Office Admin

    After her office moved to Putrajaya, Sheila now has to commute longer hours each day. Her family insists that she get a plan to additional cover. 

    Suggested PremiumRM418
    Get Quote
  • VIP

    Mr. Ling has a business and family to care for. But as importantly, he also need to take his safety into consideration. Which is why he's going premier with his PA insurance.

    Suggested PremiumRM1105
    Get Quote

Actual premium rates will be determined by RHB Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Customer Service Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age