What is the RHB Max PA?
The RHB Max Personal Accident insurance policy is one of the more comprehensive protection policies offered by RHB, so much so it could possibly rival a medical insurance plan altogether. This policy comes with a choice of 6 individual plans to choose from, each with varying degrees of coverage and premium rates, this way you get to choose how much you want to be covered and how much you want to pay for it.
It is a policy designed to give you more, more protection, more benefit and more coverage.
What does the plan cover then?
Much like other regular personal accident insurance plans, this one also covers accidental death, total and permanent disability, medical expenses and hospital fees. But because it is aimed to give you more, whatever plan you choose will also cover, comas due to accidents, HIV disease occurring from a blood transfusion, corrective dental and cosmetic surgery, home nursing care, as well as reimbursement for a prostheses or wheelchair if you are disabled.
This policy offers you a personal liability coverage, double indemnity and a repatriation perk in case you are found incapacitated overseas. Additional benefits include, kidnapping and snatch theft coverage, as we live in a day and age where crime is always at large. You will also have care and coverage should you sustain any 2nd an 3rd degree burns due to an accident.
Is there a no claim bonus?
Sure, there is! For every year there are no claims made the principal sum assured will increase by 10%. This increase will go on every year till you have an increase of 50%.
Who can apply?
Anyone who is over the age of 18 can pick up the plan whenever they please. This plan also can include children, so if you would like to add your kids under the umbrella of this plan they will need to be over 30 days old. They will be able to sustain the protection till the age of 19.
