Standard Chartered MSIG Premier Personal Accident Plan

Traveling with the family? Protect everyone with affordable personal accident insurance, that's the wife and the kids! Enjoy a higher sum assured up to 50% each time you renew your plan.

Standard Chartered MSIG Premier Personal Accident Plan
Accidental Death
up to RM150k
Permanent Disablement
up to RM150k
Medical Expenses
up to RM2k


What makes this insurance policy stand out?

Cover Type
  • For Individual
  • For Family
Maximum Entry Age
Protection up to 70 years
Renewal Bonus
5% increase of sum assured up to 50%  


How much you can claim for Standard Chartered MSIG Premier Personal Accident Plan

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM150k up to RM150k 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
up to RM150k 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
up to RM2k 
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
up to RM300k 
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
from RM2k up to RM2k 
Convalescence AllowanceCash allowance to cover some bills while you recover from a debilitating injury.
from RM5k up to RM5k 
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
up to RM150k 

How to Claim

Who do I contact if I have a question or emergency?

To make a claim with Standard Chartered and MSIG you might want to have a few or more documents on you to push it through. 

  • You will first need to contact the insurance customer service, or your agent directly and collect a claim form from them. 
  • Once you have a completed claim form you will need to gather a copy of your NRIC, any Hospital or Medical Report to support your time in the hospital, a Police report if it applies to the situation and all the Original Bills and Statements that you had received. 
  • After that, you will need to have ready a written statement regarding the incident that took place, resulting in your accident.

Compile this list of documentation along with whatever else you will need as per the request of your agent and head on over to the nearest branch and deliver your claims request.


Minimum Entry Age
At least 18 years of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

What is this Standard Chartered Insurance about?

This right here is a personal accident insurance protection plan offered by Standard Chartered Bank underwritten by MSIG Insurance. It is a comprehensive policy that offers protection to not just you as an individual but to your family as well, should you want to purchase a family plan.

What does it cover?

Of course like any other personal accident insurance plan, this one covers accidental death and permanent disablement. But since those are not the only outcomes of an accident, the policy will also cover temporary disability and medical expenses. This will come in handy when you have less severe injuries that still require you to be treated at a hospital or medical facility.

Apart from that, with this policy you will have coverage for double indemnity, in the case that your demise occurs while using public transportation, so your family or loved ones will be able to claim double the pay-out for accidental death. Your loved ones will also have access to a bereavement benefit for selected diseases as determined by the insurer.

What about premiums?

This premier policy, comes with affordable premiums and a range of plans to choose from so that you can budget accordingly. On top of that the premiums are calculated on an annual basis, which means you will only have to worry about it for a short while. There are several ways for you to make your premium payments, including online banking and direct debit.

Is there a Renewal bonus?

Yes there is! For every year that no claims are made, and you have renewed the policy there will be a 5% increase in the sum assured. This sum will continue to increase to a maximum of 50% over the original sum.

Who can apply for this policy?

Since this is a policy that will cater to both individuals and families, you will need to pay attention to the age requirements of the plan. Anyone over the age of 18 can pick up the policy whenever you please, both individual or couple.

However, you might want to keep in mind that for a family plan, the children under the protection need to be under the age of 21 (or extended to 23 years old if in full time formal education). The maximum entry age for this policy if 65 years old.

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