Standard Chartered

Underwritten by MSIG Insurance (M) Bhd.

Standard Chartered MSIG Premier Personal Accident Plan

Traveling with the family? Protect everyone with affordable personal accident insurance, that's the wife and the kids! Enjoy a higher sum assured up to 50% each time you renew your plan.

    • Up to RM150k Accidental Death Benefit
    • Up to RM150k TPD Benefit
    • Up to RM2000 Medical Expenses Benefit
View product disclosure sheet.


What makes this insurance policy stand out?

  • Cover Type
    for individual and family
  • Maximum Entry Age
    protection up to 70 years of age
  • Renewal Bonus
    5% increase of sum assured up to 50%


How much you can claim for Standard Chartered MSIG Premier Personal Accident Plan

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    up to RM150000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    up to RM2000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      up to RM300000
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
    • Convalescence Allowance
      Cash allowance to cover some bills while you recover from a debilitating injury.
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      up to RM150000
View more coverage details +


How much your premiums may cost

  • Young Entrepreneur

    Farah doesn't mind the long commutes each day, but she worries about her safety. She'll get single cover on her plan.

    Suggested PremiumRM188.00
    Get Quote
  • School Teacher

    Mokhtar doesn't have to worry about hospital bills as a government servant. But in case something happens, both him and his wife are well covered. 

    Suggested PremiumRM347.00
    Get Quote
  • Family

    Family planning starts with the essentials. The Wong family welcome their first born with a family PA plan for his long-term future. 

    Suggested PremiumRM347.00
    Get Quote

Actual premium rates will be determined by MSIG Insurance (M) Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

To make a claim with Standard Chartered and MSIG you might want to have a few or more documents on you to push it through. 

  • You will first need to contact the insurance customer service, or your agent directly and collect a claim form from them. 
  • Once you have a completed claim form you will need to gather a copy of your NRIC, any Hospital or Medical Report to support your time in the hospital, a Police report if it applies to the situation and all the Original Bills and Statements that you had received. 
  • After that, you will need to have ready a written statement regarding the incident that took place, resulting in your accident.

Compile this list of documentation along with whatever else you will need as per the request of your agent and head on over to the nearest branch and deliver your claims request.

Customer Service Hotline
Standard Chartered Claims Hotline
 1800 886 163 +603 7841 5620


Am I eligible to apply for this insurance?

Minimum Age
At least 18 years of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

Frequently Asked Questions about Standard Chartered MSIG Premier Personal Accident Plan

Things you might want to know

What is this Standard Chartered Insurance about?

This right here is a personal accident insurance protection plan offered by Standard Chartered Bank underwritten by MSIG Insurance. It is a comprehensive policy that offers protection to not just you as an individual but to your family as well, should you want to purchase a family plan.

What does it cover?

Of course like any other personal accident insurance plan, this one covers accidental death and permanent disablement. But since those are not the only outcomes of an accident, the policy will also cover temporary disability and medical expenses. This will come in handy when you have less severe injuries that still require you to be treated at a hospital or medical facility.

Apart from that, with this policy you will have coverage for double indemnity, in the case that your demise occurs while using public transportation, so your family or loved ones will be able to claim double the pay-out for accidental death. Your loved ones will also have access to a bereavement benefit for selected diseases as determined by the insurer.

What about premiums?

This premier policy, comes with affordable premiums and a range of plans to choose from so that you can budget accordingly. On top of that the premiums are calculated on an annual basis, which means you will only have to worry about it for a short while. There are several ways for you to make your premium payments, including online banking and direct debit.

Is there a Renewal bonus?

Yes there is! For every year that no claims are made, and you have renewed the policy there will be a 5% increase in the sum assured. This sum will continue to increase to a maximum of 50% over the original sum.

Who can apply for this policy?

Since this is a policy that will cater to both individuals and families, you will need to pay attention to the age requirements of the plan. Anyone over the age of 18 can pick up the policy whenever you please, both individual or couple.

However, you might want to keep in mind that for a family plan, the children under the protection need to be under the age of 21 (or extended to 23 years old if in full time formal education). The maximum entry age for this policy if 65 years old.

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