What is the Permata Takaful?
This is one of the most flexible and accommodating personal accident protection plan offered by Takaful Ikhlas to cater to their diverse range of clients and you. Permata Takaful comes with 3 plans for you to choose from based on your needs and financial standing. Along with the ability for customization to convert the plan into a couple or family protection.
What does the policy cover?
As a personal accident protection plan, this policy will cover accidental death as well as accidental total or permanent disability. The policy also offers you care in terms of a daily hospital income should you be admitted for an extended period of time. Relax your mind, that is not all it covers.
This policy also will offer a payout for immediate death expenses, so in case of an emergency you find yourself lacking some funds, the protection plan should kick in and give you some financial backing. Another thing, if you are a parent with children and require a caretaker for them while you are in hospital, this protection policy comes with a child benefit to cover that expense.
How do the premiums work?
Usually, insurance premiums will change and vary depending on the plan you choose, as well as your age, financial stability and physical needs. Therefore, this policy comes with varying premium rates as well, with the addition of flexibility. You can choose to turn this plan form an individual one or a couple plan in just a few simple steps and have a collective premium that is still super affordable.
Eligibility requirements?
The minimum age for you to pick up this policy is 18. For you to include your children into the policy they will need to be over the age of 1 or more than a year old, and they will remain covered till the age of 21. However, the coverage can continue if they are still full-time students at that time, till the maximum age of 23.
The maximum entry age for this policy is 60 years old.
