Tell me more about the myPA Care?
The myPA Care is a takaful personal accident protection plan offered by Takaful Malaysia for its diverse set of clients. This protection plan offers you more and also gives back to you with up to 15% cashback in addition to your potential lifetime protection.
What does the policy cover?
As it is meant to be a comprehensive personal accident cover, it will offer you financial protection and stability in the case of both accidental death and permanent disablement. The policy will also give you financial care, repatriation and funeral expenses, morbidly as it sounds, Takaful Malaysia does not wish for you to bear the full costs and burdens of losing a loved one.
On a happier note, you will have coverage for medical expenses should you be needing treatment for an accident related injury. Along with a weekly benefit for temporary or total disablement to help keep you on your feet whilst indisposed. Of course, if you faced with disablement of any kind the policy offers a certain amount of reimbursement as a benefit for the purchase of orthopedic equipment should you need it.
Is that all it covers?
No, of course not. There are other aspects of life that pose a threat to your personal safety, as such, the protection is extended to include a myriad of other situations. This extended benefit will include accidents and injuries sustained from being collateral damage during a riot, strike or civil commotion. You will also have coverage in the case you become a victim of snatch theft, hijacking and even motorcycle accidents,
Who can apply for this policy?
This protection plan is open to anyone over the age of 16 who wants to pick it up. Simply hit that ‘Get Covered Now’ you see on the screen. The maximum entry age for this plan is 65, and after that you can continue to renew the policy till you turn 70. Of course, you will need to have had the plan before your turn 65 to be eligible for this renewal perk.
Is there a 'no claim' perk?
Yes, there is. As mentioned this plan intends to give you more. For every year that no claims are made, you will enjoy a 15% cashback on the sum insured.