Tokio Marine

Underwritten by Tokio Marine Insurans (M) Berhad

Tokio Marine Flexi PA Partner

Shape your personal accident policy to fit your budget and your needs with a flexible sum assured and medical expenses limit. The perfect protection solution for first time buyers!

    • Up to RM10000 Medical Expenses Benefit

Get covered now with Tokio Marine Flexi PA Partner

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 65 years of age
  • Renewal Bonus
    10% increase of sum assured up to 30% Sum assured for accidental death and permanent disablement


How much you can claim for Tokio Marine Flexi PA Partner

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM500 up to RM10000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      Flexi 50% of Temporary Total Disablement
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Faris doesn't have a ton of cash to spare, but that also doesn't mean he can't get cover for personal accidents, disablement benefits and RM500 insured for his medical treatment. 

    Suggested PremiumRM47.00
    Get Quote
  • Homemaker

    Julie finds that the older her children get - sending them to school, tuition classes, piano lessons, ballet recitals etc etc; the more she drives. She wants RM200,000 cover and medical expenses up to RM3,000.

    Suggested PremiumRM219.00
    Get Quote
  • Business Traveller

    Murugan travels solo on a regular business day, but he has family that he worries about. He wants a sum assured of RM1,000,000, temporary total disablement benefits of RM300 and max hospital cover. 

    Suggested PremiumRM1556.00
    Get Quote

Actual premium rates will be determined by Tokio Marine Insurans (M) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

When going to make a claim with Tokio Marine you will need to have a few things down first. Remember to give them a call ASAP, both to inform them of the incident that has occurred and to obtain the correct claim form from them.

You will be required to put together a list of documents to deliver along with your completed claim form, and they will vary depending on the type of claim you are making.

For accident claims;

  1. Completed Claim Form
  2. Medical Report or Specialist Report as appropriate
  3. Original Medical Bills/Receipts
  4. Letter of Administration as applicable
  5. Written statement about the incident
  6. Copy of your NRIC

For fatal death claims;

  1. Police Report
  2. Post Mortem Report
  3. Death Certificate
  4. Burial Certificate
  5. Letter of Employment
  6. Last drawn salary slip prior to accident
  7. Copy of Deceased’s Identity Card/Driving License
Customer Service Hotline
Tokio Marine Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 65 years of age

Frequently Asked Questions about Tokio Marine Flexi PA Partner

Things you might want to know

What is the Flexi PA Partner all about?

This Tokio Marine personal accident insurance coverage is made to be the personal coverage plan for those of you who live life a little on the edge. It will offer coverage for those of you who are partial to certain amateur sports or are drawn to adrenaline inducing situations.

What does it cover exactly?

Well like most policies pertaining to personal accidents this one will cover accidents and permanent disabilities as well. Other than that, temporary total and temporary partial disablement is also covered along with and medical expenses pertaining to an accident.

You will also have some coverage, if found caught up as a bystander or victim of a strike, riot and civil commotion. Therefore, on that note, you will also be covered for the treatment of suffocation of smoke or other poisonous gasses as well as drowning. The Flexi Partner also offers you coverage in extreme circumstances that relate to hijackings, harmful bites from insects, snake and other animals.

The plan was truly made for those of you who enjoy spending time outside and reconnecting with nature, however since dear mother nature, is not always the kindest, you will have coverage against disappearances and exposure to the elements.

Who can apply for this policy?

The plan is open to anyone who is over the age of 18 for purchase, but you can also purchase this policy for your kids if you find them inclined to this lifestyle choice. Of course, these kids covered under the plan must be a minimum age of 16 years old. maximum entry age for this policy is 65 years old.

Is there a renewal bonus?

Of course, there is. For every year that no claims are made and the policy is renewed there will be a 10% increase to capital sum insured per annum. This renewal bonus can only be active for the first 3 years.

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