What is the Flexi PA Partner all about?
This Tokio Marine personal accident insurance coverage is made to be the personal coverage plan for those of you who live life a little on the edge. It will offer coverage for those of you who are partial to certain amateur sports or are drawn to adrenaline inducing situations.
What does it cover exactly?
Well like most policies pertaining to personal accidents this one will cover accidents and permanent disabilities as well. Other than that, temporary total and temporary partial disablement is also covered along with and medical expenses pertaining to an accident.
You will also have some coverage, if found caught up as a bystander or victim of a strike, riot and civil commotion. Therefore, on that note, you will also be covered for the treatment of suffocation of smoke or other poisonous gasses as well as drowning. The Flexi Partner also offers you coverage in extreme circumstances that relate to hijackings, harmful bites from insects, snake and other animals.
The plan was truly made for those of you who enjoy spending time outside and reconnecting with nature, however since dear mother nature, is not always the kindest, you will have coverage against disappearances and exposure to the elements.
Who can apply for this policy?
The plan is open to anyone who is over the age of 18 for purchase, but you can also purchase this policy for your kids if you find them inclined to this lifestyle choice. Of course, these kids covered under the plan must be a minimum age of 16 years old. maximum entry age for this policy is 65 years old.
Is there a renewal bonus?
Of course, there is. For every year that no claims are made and the policy is renewed there will be a 10% increase to capital sum insured per annum. This renewal bonus can only be active for the first 3 years.