Tokio Marine Flexi PA Partner

Shape your personal accident policy to fit your budget and your needs with a flexible sum assured and medical expenses limit. The perfect protection solution for first time buyers!

Tokio Marine Flexi PA Partner
Accidental Death
Permanent Disablement
Medical Expenses
up to RM10k


What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 65 years
Renewal Bonus
10% increase of sum assured up to 30%   Sum assured for accidental death and permanent disablement


How much you can claim for Tokio Marine Flexi PA Partner

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM500 up to RM10k 
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
Flexi50% of Temporary Total Disablement

How to Claim

Who do I contact if I have a question or emergency?

When going to make a claim with Tokio Marine you will need to have a few things down first. Remember to give them a call ASAP, both to inform them of the incident that has occurred and to obtain the correct claim form from them.

You will be required to put together a list of documents to deliver along with your completed claim form, and they will vary depending on the type of claim you are making.

For accident claims;

  1. Completed Claim Form
  2. Medical Report or Specialist Report as appropriate
  3. Original Medical Bills/Receipts
  4. Letter of Administration as applicable
  5. Written statement about the incident
  6. Copy of your NRIC

For fatal death claims;

  1. Police Report
  2. Post Mortem Report
  3. Death Certificate
  4. Burial Certificate
  5. Letter of Employment
  6. Last drawn salary slip prior to accident
  7. Copy of Deceased’s Identity Card/Driving License


Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age

More Information

What is the Flexi PA Partner all about?

This Tokio Marine personal accident insurance coverage is made to be the personal coverage plan for those of you who live life a little on the edge. It will offer coverage for those of you who are partial to certain amateur sports or are drawn to adrenaline inducing situations.

What does it cover exactly?

Well like most policies pertaining to personal accidents this one will cover accidents and permanent disabilities as well. Other than that, temporary total and temporary partial disablement is also covered along with and medical expenses pertaining to an accident.

You will also have some coverage, if found caught up as a bystander or victim of a strike, riot and civil commotion. Therefore, on that note, you will also be covered for the treatment of suffocation of smoke or other poisonous gasses as well as drowning. The Flexi Partner also offers you coverage in extreme circumstances that relate to hijackings, harmful bites from insects, snake and other animals.

The plan was truly made for those of you who enjoy spending time outside and reconnecting with nature, however since dear mother nature, is not always the kindest, you will have coverage against disappearances and exposure to the elements.

Who can apply for this policy?

The plan is open to anyone who is over the age of 18 for purchase, but you can also purchase this policy for your kids if you find them inclined to this lifestyle choice. Of course, these kids covered under the plan must be a minimum age of 16 years old. maximum entry age for this policy is 65 years old.

Is there a renewal bonus?

Of course, there is. For every year that no claims are made and the policy is renewed there will be a 10% increase to capital sum insured per annum. This renewal bonus can only be active for the first 3 years.

Search Icon

Get the financial support you need


We’ll guide you through your application for this financial product