Tokio Marine Individual PA Partner

Enjoy comprehensive protection year round with PA plan that provides all the essential benefits. Renew your plan and get up to 25% renewal bonus for extra death and permanent disablement benefits!

Tokio Marine Individual PA Partner25% Renewal Bonus
Accidental Death
up to RM1m
Permanent Disablement
up to RM1m
Medical Expenses
up to RM17.5k

Features

What makes this insurance policy stand out?

Cover Type
  • For Individual
Maxmium Entry Age
Protection up to [object Object] year
Renewal Bonus
5% increase of sum assured up to 25%   Sum assured for accidental death and permanent disablement

Coverage

How much you can claim for Tokio Marine Individual PA Partner

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM100k up to RM1m 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM100k up to RM1m 
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM5.5k up to RM17.5k 
Double IndemnityFor death that occurs using public transportation you get double the accidental death benefits.
from RM200k up to RM2m 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
from RM250 up to RM500 
RepatriationTotal expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
from RM3k up to RM5k 
Bereavement BenefitCash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
from RM3k up to RM8k 
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM75 up to RM300 each day, up to 365 days
Personal LiabilityCoverage if you're required to pay for damages to another person's property and their injuries.
from RM100k up to RM300k 
Rehabilitation BenefitExtra reimbursement to help cover some of the costs while you recover.
from RM1k up to RM1k 
Travel ExpensesTravel reimbursement for family members to visit you while in the hospital.
from RM1k up to RM1k RM200 per week

How to Claim

Who do I contact if I have a question or emergency?

When going to make a claim with Tokio Marine you will need to have a few things down first. Remember to give them a call ASAP, both to inform them of the incident that has occurred and to obtain the correct claim form from them.

You will be required to put together a list of documents to deliver along with your completed claim form, and they will vary depending on the type of claim you are making.

For accident claims;

  1. Completed Claim Form
  2. Medical Report or Specialist Report as appropriate
  3. Original Medical Bills/Receipts
  4. Letter of Administration as applicable
  5. Written statement about the incident
  6. Copy of your NRIC

For fatal death claims;

  1. Police Report
  2. Post Mortem Report
  3. Death Certificate
  4. Burial Certificate
  5. Letter of Employment
  6. Last drawn salary slip prior to accident
  7. Copy of Deceased’s Identity Card/Driving License

Requirements

Minimum Entry Age
At least 16 years of age
Maximum Entry Age
At most 65 years of age

More Information

What is the Individual PA Partner?

This here is a personal accident insurance policy offered by Tokio Marine for all the individuals out there, who are looking for a plan solely for themselves. Let’s face it, family and loved one’s are great, but not everyone has them and, there are some who need to look out for themselves. The policy comes with comprehensive coverage, 5 plans to choose from and affordable premiums to suit any bachelor or bachelorettes needs.

How much does it cover?

Like other personal accident plans, the Tokio Marine Individual PA Partner covers both accidental death and permanent disablement, as well as medical expenses for both mainstream and traditional treatment. You will of course also have coverage for miscellaneous benefits such as ambulance fees and hospital income.

With this plan as well, you will have coverage for repatriation, a rehabilitation allowance for extensive injuries that might cause temporary or partial disability, bereavement allowance and travel allowance for the family that is too far away from visiting you. Another thing you will have coverage for is double indemnity and personal liability, in certain instances.

Is there a renewal bonus?

Fortunately, there is. Every year that no claims are made and the policy is renewed, you will have a 5% increase in the sum assured for death and permanent disablement. The amount will steadily increase to a maximum increase of 25%.

What about the premiums?

Since this policy comes with 5 plans for you to choose from, you will have varying choices for range of coverage as well as the financial constraints of a premium. As mentioned, the premiums for this policy are both affordable and reasonable as well as calculated on an annual basis. You can also choose to omit the personal liability cover from your plan, as it is an optional cover, to further knock down the premium rates.

Who can apply?

The plan is open to anyone over the legal age of 18 or 16 if your parents are picking it up for you. It is an individual coverage plan so spouses and children cannot be included in the plan. Maximum entry age for this plan is 65 years old.