Tokio Marine

Underwritten by Tokio Marine Insurans (M) Berhad

Tokio Marine Individual PA Partner

Enjoy comprehensive protection year round with PA plan that provides all the essential benefits. Renew your plan and get up to 25% renewal bonus for extra death and permanent disablement benefits!

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM17500 Medical Expenses Benefit

Get covered now with Tokio Marine Individual PA Partner

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What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 65 years of age
  • Renewal Bonus
    5% increase of sum assured up to 25% Sum assured for accidental death and permanent disablement


How much you can claim for Tokio Marine Individual PA Partner

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM100000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM100000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM5500 up to RM17500
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM200000 up to RM2000000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      from RM250 up to RM500
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      from RM3000 up to RM5000
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM3000 up to RM8000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM300 each day, up to 365 days
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM100000 up to RM300000
    • Rehabilitation Benefit
      Extra reimbursement to help cover some of the costs while you recover.
    • Travel Expenses
      Travel reimbursement for family members to visit you while in the hospital.
      RM1000 RM200 per week
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Rina can't wait to start her job with a travel magazine. The only thing left on her list is to get a basic PA insurance for some essential protection.

    Suggested PremiumRM122.00
    Get Quote
  • Young Entrepreneur

    Not everyone is as lucky as Gabrielle when it comes to a career path. But for her, personal protection is not something that should rely on said 'luck'.

    Suggested PremiumRM647.00
    Get Quote
  • Business Traveller

    Forever in transit or on the road, Hanizan can't wait to settle down one day. Until then, he's gonna keep his premier policy renewed each year.

    Suggested PremiumRM1272.00
    Get Quote

Actual premium rates will be determined by Tokio Marine Insurans (M) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

When going to make a claim with Tokio Marine you will need to have a few things down first. Remember to give them a call ASAP, both to inform them of the incident that has occurred and to obtain the correct claim form from them.

You will be required to put together a list of documents to deliver along with your completed claim form, and they will vary depending on the type of claim you are making.

For accident claims;

  1. Completed Claim Form
  2. Medical Report or Specialist Report as appropriate
  3. Original Medical Bills/Receipts
  4. Letter of Administration as applicable
  5. Written statement about the incident
  6. Copy of your NRIC

For fatal death claims;

  1. Police Report
  2. Post Mortem Report
  3. Death Certificate
  4. Burial Certificate
  5. Letter of Employment
  6. Last drawn salary slip prior to accident
  7. Copy of Deceased’s Identity Card/Driving License
Customer Service Hotline
Tokio Marine Claims Hotline


Am I eligible to apply for this insurance?

Minimum Age
At least 16 years of age
Maximum Age
At most 65 years of age

Frequently Asked Questions about Tokio Marine Individual PA Partner

Things you might want to know

What is the Individual PA Partner?

This here is a personal accident insurance policy offered by Tokio Marine for all the individuals out there, who are looking for a plan solely for themselves. Let’s face it, family and loved one’s are great, but not everyone has them and, there are some who need to look out for themselves. The policy comes with comprehensive coverage, 5 plans to choose from and affordable premiums to suit any bachelor or bachelorettes needs.

How much does it cover?

Like other personal accident plans, the Tokio Marine Individual PA Partner covers both accidental death and permanent disablement, as well as medical expenses for both mainstream and traditional treatment. You will of course also have coverage for miscellaneous benefits such as ambulance fees and hospital income.

With this plan as well, you will have coverage for repatriation, a rehabilitation allowance for extensive injuries that might cause temporary or partial disability, bereavement allowance and travel allowance for the family that is too far away from visiting you. Another thing you will have coverage for is double indemnity and personal liability, in certain instances.

Is there a renewal bonus?

Fortunately, there is. Every year that no claims are made and the policy is renewed, you will have a 5% increase in the sum assured for death and permanent disablement. The amount will steadily increase to a maximum increase of 25%.

What about the premiums?

Since this policy comes with 5 plans for you to choose from, you will have varying choices for range of coverage as well as the financial constraints of a premium. As mentioned, the premiums for this policy are both affordable and reasonable as well as calculated on an annual basis. You can also choose to omit the personal liability cover from your plan, as it is an optional cover, to further knock down the premium rates.

Who can apply?

The plan is open to anyone over the legal age of 18 or 16 if your parents are picking it up for you. It is an individual coverage plan so spouses and children cannot be included in the plan. Maximum entry age for this plan is 65 years old.

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