Tokio Marine

Underwritten by Tokio Marine Insurans (M) Berhad

Tokio Marine Premier PA Partner

Live for tomorrow with a premier Personal Accident Insurance that provides extensive coverage for all your medical bills, weekly benefits, double indemnity and personal liability up to 150% of your sum assured!

    • Up to RM1m Accidental Death Benefit
    • Up to RM1m TPD Benefit
    • Up to RM10000 Medical Expenses Benefit

Get covered now with Tokio Marine Premier PA Partner

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual, child and couple
  • Maximum Entry Age
    protection up to 80 years of age
  • Renewal Bonus
    10% increase of sum assured up to 50% Sum assured for accidental death and permanent disablement

Coverage

How much you can claim for Tokio Marine Premier PA Partner

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM1000000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM1000000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    Not Covered
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM3500 up to RM10000
    • Double Indemnity
      For death that occurs using public transportation you get double the accidental death benefits.
      from RM100000 up to RM2000000
    • Dental And Cosmetic Surgery
      Total cover for dental treatment and reconstructive surgery for injuries that are accident related.
      RM5000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      RM2000
    • Repatriation
      Total expenses to transport your body or ashes back to Malaysia if you pass away while overseas.
      RM10000
    • Funeral Expenses
      What your insurer will cover for your funeral if you pass away in an accident
      RM5000
    • Bereavement Benefit
      Cash benefit to your family for death from viral diseases, such as dengue, malaria and JE, as determined by the insurer.
      from RM5000 up to RM100000
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM75 up to RM225 each day, up to 180 days
    • Hospital Admission
      Amount covered for cashless hospital admission if you're involved in an accident.
      RM2500 subject to overall medical expenses limit
    • Post Mortem Report
      For the cost involved in determining the cause of death of the policyholder.
      As Charged included in medical expenses
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      RM40 per visit, up to R400 per accident
    • HIV Due To Blood Transfusion
      Insured coverage if you contract HIV as a result of a contamintated blood transfer.
      from RM5000 up to RM100000
    • Kidnap
      Cover benefits provided by the insurer if policyholder is kidnapped.
      from RM50000 up to RM1000000 exclusive of RM5000 for necessary expenses and RM25000 reward for information
    • Personal Liability
      Coverage if you're required to pay for damages to another person's property and their injuries.
      from RM75000 up to RM1500000
    • Snatch Theft
      For damage and loss of personal belongings if you're a victim of snatch theft.
      from RM300 police report within 24 hours of incident
    • Prostheses
      Total cost covered for purchase of artificial limbs if you lose your arms or legs in an accident.
      RM2000
    • Impotency Or Infertility
      Compensation to policyholder if an accident causes damage or loss of reproductive organs.
      from RM5000 up to RM100000 for males up to 60 years old and females up to 50 years old
    • Weekly Benefit
      Extra cash payout if you are unable to work while you recuperate after an accident.
      from RM50 up to RM500 up to 52 weeks
    • Travel Expenses
      Travel reimbursement for family members to visit you while in the hospital.
      RM1000 RM200 each week up to RM1000 per accident
    • Miscellaneous Benefits
      Tokio Marine Premier PA Partner also provides the following benefit:
      Coma Due To Accident
      Miscarriage
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    For Fatimah, a fresh start in the Malaysian workforce begins on the right foot. She'll get the most affordable plan without weekly benefits.

    Suggested PremiumRM90
    Get Quote
  • Machinery Operator

    There are a lot of dangerous machinery and moving parts at Ram's workplace. He plans to get the most coverage which is allowed for his occupation class. 

    Suggested PremiumRM832
    Get Quote
  • VIP

    Mr. Wong has a multi-national company to run, so he can't afford any setbacks. It'll be the full premier Personal Accident Insurance package for him.

    Suggested PremiumRM1511
    Get Quote

Actual premium rates will be determined by Tokio Marine Insurans (M) Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Before you go on to make a claim with Tokio Marine, you will first need give them a call to notify them of the incident that took place and after you have made a police report, if necessary, and get them to send you the claim form you need.

You will be required to put together a list of documents to deliver along with your completed claim form, and they will vary depending on the type of claim you are making.

For accident claims;

  1. Completed Claim Form
  2. Medical Report or Specialist Report as appropriate
  3. Original Medical Bills/Receipts
  4. Letter of Administration as applicable
  5. Written statement about the incident
  6. Copy of your NRIC

For fatal death claims;

  1. Police Report
  2. Post Mortem Report
  3. Death Certificate
  4. Burial Certificate
  5. Letter of Employment
  6. Last drawn salary slip prior to accident
  7. Copy of Deceased’s Identity Card/Driving License
Customer Service Hotline
 1800880812
Tokio Marine Claims Hotline
 60327838383

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 1 month of age
Maximum Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age

Frequently Asked Questions about Tokio Marine Premier PA Partner

Things you might want to know

What is the Premier PA Partner?

The Tokio Mariner Premier Partner is one of the more prestigious personal accident insurance plans offered by Tokio Marine to cater to their many audiences. That does not mean that the plan is exorbitantly expensive but it comes with great coverage and more than enough options.

How much does the policy cover?

Of course, like any personal accident plan, this one covers both death and permanent disability at its core, along with medical expenses, dental and corrective cosmetic surgery and miscellaneous expenses like ambulance fees. The policy will also cover a few more unconventional medical diseases not usually included in a personal accident plan, namely medical expenses when you are hit with Dengue, Zika, Malaria and JE. Since we live in an age where these diseases are no laughing matter you can now rely on this plan to give you some sort of financial backing against them.

You will also be covered against, kidnapping, snatch theft, purchase of a prostheses or wheelchair and permanent disablement to genitalia, which is rather morbid, but you never know what might happen. Not forgetting, travel, repatriation, double indemnity, and funeral expenses are also covered under the policy.

Perks of the policy?

Well the Premier Partner, comes with a total of 8 comprehensive plans for you to choose from, each with a different range of coverage, as well as different ranges for premiums. This will help making your decision easier as you can always select the plan with a premium to fit your budget. On that note, remember to take a look or ask about the job classifications of the policy to ensure you are eligible for the plan that you want.

With this Tokio Marine policy you will have access to 24-hr worldwide coverage and not to mention lower more affordable premiums.

Is there a renewal bonus?

Yes, there is. Every year that no claim is made and the plan is renewed, there will be a 10% increase to principal sum insured for death and permanent disability. This benefit will steadily increase to a maximum of 50% more of the sum insured.

Who can apply?

The plan is open to anyone over the legal age for purchase. You could also pick up this policy as a cover for your kids as well. Any children you intend to cover will need to be the minimum of a month old. The maximum entry age for this policy is 65, after which you can continue to renew it till the age of 80.

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