What does the UOB Personal Protection do?
Well, as the name suggests this is a personal accident protection plan that you can pick up to alleviate your personal protection against some of the most inevitable yet dangerous incidences. This policy comes with 24hr worldwide coverage and a hospital income up to 365 days a year!
Aside from that, you make the decisions with this policy as it comes with 3 different plans to choose from. Each with varying stages of protection and range of premiums. So pick the plan that works best for you and your budget.
What does the policy cover?
The policy will cover all of the basics, which includes death and permanent disability. These however, are not the only possible outcomes of an accident, therefore regardless of the severity of an accident the policy will offer you a medical expenses cover. So this will be protection and financial backing for those minor injuries with sprains and fractures or breaks, etc.
Another good thing about the plan is that it also to a certain extent covers reconstructive dental and cosmetic surgery for the accidents that might affect your facial structure. Should you require rehabilitation for an injury or disability, you can count on the policy to offer you a cover for that too.
However, should you meet an untimely death, the policy will provide a certain amount of cover, for funeral expenses to ease up of your family’s expenses.
What about premiums?
There are a lot of factors that go into the calculation for a premium rate, age, weight, health status, financial status and even marital status can play a part. Therefore, you will need to have a sit down with your insurance agent to work out an exact number. That being said the premiums for this Personal Protection is calculated on an annual basis and is affordable.
Who can apply for this plan?
It is open to any individual over the age of 18, so all you have to do is hit that ‘Apply Now’ button on the screen. The plan will continue to cover you till the maximum age of 70 when it will expire.