Why should I get Zurich SeniorGold?
This is a personal accident, life protection policy for those of you in your golden years. Just as life doesn’t stop when you’re done with work and happily retired, protection shouldn’t either.
How protected am I?
Protect yourself or signup a parent for this plan with an affordable fixed premium of RM50 per unit, an expense you won’t even notice. The best part, your premiums remain the same no matter what your age.
What are the age requirements?
This policy is available to anyone between the ages of 50 and 80. You are not required to go for a medical check-up when signing on for this policy.
Furthermore, Zurich SeniorGold is a renewable policy that works for you even at the age of 100.
What benefits do I get?
Besides the high age entry and the low premiums, Zurich offers you an Accidental Death Benefit of up to 5x your basic sum assured. Of course this is exclusively available to you between the ages of 50 and 65. However, fear not, if you fall between 66 and 80 years old, the benefit applies to you at 3x the basic sum assured. If you are above 80 years of age you will be offered 2x the basic sum assured.
In the case that you happen to pass due to natural causes, you will receive the basic sum assured provided you've been on the plan for 2 years. If you haven't had the insurance for that long, maybe you're a new customer, any premiums that you have paid will be refunded to you.
Another thing, after retirement it is entirely common for people or couples to travel the world and explore new horizons. Zurich understands this and offers a repatriation benefit of up to RM3,000.
Added Income Tax Relief
Regardless of what happens in the future, here is what we can control. With the Zurich SeniorGold, you are entitled to a maximum of RM6,000 a year in income tax relief. This is a loan that tries to help at every turn, so ditch the stress and hit the apply now to sign up right now for some well-deserved peace of mind.