So what is the Patina2016?
This Zurich Takaful product is a personal accident insurance plan meant to look after individuals in almost any situation, should they need the protection. It’s no secret that the world we live is not as safe as we want it to be.
With this policy, you will have comprehensive coverage as well as peace of mind just in case.
What does it cover exactly?
Of course, to kick start the coverage, you have protection in the case of accidents and your family are taken care of in the event of your death due to an accident. Should you find yourself in a situation where you require medical treatment, you will not have to worry about medical expenses and ambulance fees.
The policy covers worst case scenarios as well, inclusive of burns, permanent and temporary disability.
Are the premiums high?
The premiums are based on several plans within the policy. So, you are free to pick the plan that works the best with you, and stays within your budget.
Who can apply for this policy?
Patina2016 is a policy for anyone and everyone.As long as you are over the legal age of 18, you as an individual are entitled to apply for the policy.
As for families who would like to include their children into the plan, your child must be at least 30 days old to be eligible. After which they can stay under the protection umbrella of the plan until they turn 23 as long as they are working.
Can I cancel this policy?
Short answer is yes. Should you choose, you can cancel this policy whenever you like. There is a 15-day cooling period after applying that allows you to cancel your policy and get a full refund got the premiums you have already paid.
However, after the cooling period is over, there is a lowered chance of you getting your money back. To cancel the policy, you will need to send a written notice to Zurich Takaful at least a month before cancellation.