Zurich Takaful Patina2016

Don't stress yourself out with hospital bills, instead concentrate on a full recovery and let Zurich take care of the rest with their comprehensive protection plan.

Zurich Takaful Patina2016
Accidental Death
up to RM1m
Permanent Disablement
up to RM1m
Medical Expenses
up to RM15k


What makes this insurance policy stand out?

Cover Type
  • For Individual
Maximum Entry Age
Protection up to 75 years
Loyalty Bonus
20% premium discount.


How much you can claim for Zurich Takaful Patina2016

Accidental DeathThe coverage amount paid to your closest family members if you die in an accident.
from RM50k up to RM1m 
Permanent DisablementCash payout following an accident if you can't work any longer or perform day to day tasks.
from RM50k up to RM1m 
Temporary Total DisablementCash compensation if you are unable to work temporarily because of total disability.
from RM100 up to RM600 per week, up to 52 weeks
Medical ExpensesWhat's covered for your medical treatment and services if you're involved in an accident.
from RM5k up to RM15k 
Ambulance FeeFor the ambulance ride to the hospital and paramedics who arrive on the scene.
from RM500 up to RM500 per accident
Hospital AllowanceThis is a cash benefit if you're admitted to the hospital due to an accident.
from RM50 up to RM300 per day, up to 120 days per year
Alternative Medical TreatmentIn case you'd prefer to seek treatment from a registered traditional medicine practitioner.
from RM100 up to RM600 per accident
Major BurnTotal insured cover if you suffer 2nd and/or 3rd degree burns in an accident.
from RM8k up to RM50k 
Temporary Partial DisablementPartial compensation if you are temporarily only able to perform limited work after an accident.
from RM50 up to RM300 per week, up to 52 weeks

How to Claim

Who do I contact if I have a question or emergency?

There are a few things that you will need when making a claim. First of all you might want to download the proper claim form, so pick up the Zurich Takaful Personal Accident Claim form.

Now you are going to have to compile a list of documents that support your claim;

  • Police report
  • Medical report
  • Driving license of Participant (only for motor accidents)
  • Copy of Participant NRIC
  • Original Medical bills
  • Medical Leave certificate (if applicable)
  • Credit card statements/Bank Statements (as proof of payment)

Once you have everything in order, along with a written statement describing the incident that took place, make your way over to the nearest Zurich Takaful Office or call their customer care hotline at, 1300-888-622 for further information.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 75 years of age

More Information

So what is the Patina2016?

This Zurich Takaful product is a personal accident insurance plan meant to look after individuals in almost any situation, should they need the protection. It’s no secret that the world we live is not as safe as we want it to be.

With this policy, you will have comprehensive coverage as well as peace of mind just in case.

What does it cover exactly?

Of course, to kick start the coverage, you have protection in the case of accidents and your family are taken care of in the event of your death due to an accident. Should you find yourself in a situation where you require medical treatment, you will not have to worry about medical expenses and ambulance fees.

The policy covers worst case scenarios as well, inclusive of burns, permanent and temporary disability.

Are the premiums high?

The premiums are based on several plans within the policy. So, you are free to pick the plan that works the best with you, and stays within your budget.

Who can apply for this policy?

Patina2016 is a policy for anyone and everyone.As long as you are over the legal age of 18, you as an individual are entitled to apply for the policy.

As for families who would like to include their children into the plan, your child must be at least 30 days old to be eligible. After which they can stay under the protection umbrella of the plan until they turn 23 as long as they are working.

Can I cancel this policy?

Short answer is yes. Should you choose, you can cancel this policy whenever you like. There is a 15-day cooling period after applying that allows you to cancel your policy and get a full refund got the premiums you have already paid.

However, after the cooling period is over, there is a lowered chance of you getting your money back. To cancel the policy, you will need to send a written notice to Zurich Takaful at least a month before cancellation.

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