Zurich

Underwritten by Zurich Takaful Malaysia Berhad

Zurich Takaful Patina2016

Don't stress yourself out with hospital bills, instead concentration on a full recovery and let Zurich take care of the rest with their comprehensive protection plan.

    • Up to RM100k Accidental Death Benefit
    • Up to RM100k TPD Benefit
    • Up to RM15000 Medical Expenses Benefit
    • Islamic

Get covered now with Zurich Takaful Patina2016

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Features

What makes this insurance policy stand out?

  • Cover Type
    for individual
  • Maximum Entry Age
    protection up to 75 years of age
  • No Claim Bonus
    20% permium discount

Coverage

How much you can claim for Zurich Takaful Patina2016

  • Accidental Death
    The coverage amount paid to your closest family members if you die in an accident.
    from RM50000 up to RM100000
  • Permanent Disablement
    Cash payout following an accident if you can't work any longer or perform day to day tasks.
    from RM50000 up to RM100000
  • Temporary Total Disablement
    Cash compensation if you are unable to work temporarily because of total disability.
    from RM100 up to RM600 per week, up to 52 weeks
  • Medical Expenses
    What's covered for your medical treatment and services if you're involved in an accident.
    from RM5000 up to RM15000
    • Ambulance Fee
      For the ambulance ride to the hospital and paramedics who arrive on the scene.
      RM500 per accident
    • Hospital Allowance
      This is a cash benefit if you're admitted to the hospital due to an accident.
      from RM50 up to RM300 per day, up to 120 days per year
    • Alternative Medical Treatment
      In case you'd prefer to seek treatment from a registered traditional medicine practitioner.
      from RM100 up to RM600 per accident
    • Major Burn
      Total insured cover if you suffer 2nd and/or 3rd degree burns in an accident.
      from RM8000 up to RM50000
    • Temporary Partial Disablement
      Partial compensation if you are temporarily only able to perform limited work after an accident.
      from RM50 up to RM300 per week, up to 52 weeks
    • Miscellaneous Benefits
      Zurich Takaful Patina2016 also provides the following benefit:
      Death benefits at all causes
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Gina is a fresh grad in her first job getting a basic salary, but she wants an independent coverage to avoid any surprises. 

    Suggested PremiumRM226.84
    Get Quote
  • Machinery Operator

    Frank is a hard worker but needs to pick up an insurance plan in case of any mishaps hi might have at work. 

    Suggested PremiumRM708.08
    Get Quote
  • VIP

    Zach is a businessman but no longer as young as he once was, the solution get an insurance plan in case of a rainy day. 

    Suggested PremiumRM2217.52
    Get Quote

Actual premium rates will be determined by Zurich Takaful Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

There are a few things that you will need when making a claim. First of all you might want to download the proper claim form, so pick up the Zurich Takaful Personal Accident Claim form.

Now you are going to have to compile a list of documents that support your claim;

  • Police report
  • Medical report
  • Driving license of Participant (only for motor accidents)
  • Copy of Participant NRIC
  • Original Medical bills
  • Medical Leave certificate (if applicable)
  • Credit card statements/Bank Statements (as proof of payment)

Once you have everything in order, along with a written statement describing the incident that took place, make your way over to the nearest Zurich Takaful Office or call their customer care hotline at, +603-6287 6666 for further information.

Customer Service Hotline
 6036287 6666

Requirements

Am I eligible to apply for this insurance?

Minimum Age
At least 30 days of age
Maximum Age
At most 70 years of age
Maximum Renewal Age
At most 75 years of age

Frequently Asked Questions about Zurich Takaful Patina2016

Things you might want to know

So what is the Patina2016?

This Zurich Takaful product is a personal accident insurance plan meant to look after individuals in almost any situation, should they need the protection. It’s no secret that the world we live is not as safe as we want it to be.

With this policy, you will have comprehensive coverage as well as peace of mind just in case.

What does it cover exactly?

Of course, to kick start the coverage, you have protection in the case of accidents and your family are taken care of in the event of your death due to an accident. Should you find yourself in a situation where you require medical treatment, you will not have to worry about medical expenses and ambulance fees.

The policy covers worst case scenarios as well, inclusive of burns, permanent and temporary disability.

Are the premiums high?

The premiums are based on several plans within the policy. So, you are free to pick the plan that works the best with you, and stays within your budget.

Who can apply for this policy?

Patina2016 is a policy for anyone and everyone.As long as you are over the legal age of 18, you as an individual are entitled to apply for the policy.

As for families who would like to include their children into the plan, your child must be at least 30 days old to be eligible. After which they can stay under the protection umbrella of the plan until they turn 23 as long as they are working.

Can I cancel this policy?

Short answer is yes. Should you choose, you can cancel this policy whenever you like. There is a 15-day cooling period after applying that allows you to cancel your policy and get a full refund got the premiums you have already paid.

However, after the cooling period is over, there is a lowered chance of you getting your money back. To cancel the policy, you will need to send a written notice to Zurich Takaful at least a month before cancellation.

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