Al Rajhi Personal Financing-i
A Shariah-compliant personal financing from Al Rajhi Bank that helps you meet financial goals and consolidate debts at lower profit rates and flexible tenures.

Product summary
- Profit Rate
- From 6.37% p.a.
- Financing
- up to RM250k
- Tenure
- up to 8 years
- Loan Type
- Unsecured Islamic Financing
- Min. Income
- RM5,000/month
Profit rates
Based on your loan amount & loan period, the profit rates are as low as the following
Financing Value | Financing period | Your Income | Profit Rate |
---|---|---|---|
RM10,000 - RM250,000 | 12 to 96 months | min. RM60,000 | 6.37% p.a. |
RM10,000 - RM250,000 | 12 to 96 months | min. RM60,000 | 18.62% p.a. |
Fees & Charges
- Profit Rate / APR
- As low as 6.37% p.a.,depending on financing amount and period
- Processing Fee
- None
- Stamp Duty
- 0.5% of the whole amount
- Early Termination Fee
- None
- Late Penalty Fee
- None
Requirements
- Minimum Annual Income
- RM60,000
- Minimum Age
- 25 to 60 years old
- Who can apply
- Malaysians
- Salaried employee
- MNC/PLC/GLC employee
- Non-MNC/PLC/GLC employee