Alliance Bank

Alliance Bank CashFirst Personal Loan

Either paying your debts off or achieving your goals, Alliance Bank CashFirst is you go-to personal financing. Borrow for up to 2 years at 4.99% p.a. and get approved quickly.

    • Financing up to RM150k
    • Up to 2 years tenure
    • Unsecured Loan
    • 48 hours approval
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Apply online now for Alliance Bank CashFirst Personal Loan

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Alliance Bank CashFirst Personal Loan

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Alliance Bank website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Not the personal loan you're looking for? Did you know you can compare all the personal loan in Malaysia?

Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM5000 - RM15000012 to 24 monthsmin. RM360004.99% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
As low as 4.99% p.a., depending on income and customer profile
Processing Fee
Stamp Duty
0.5% of the whole amount, and RM12.72 (GST included) Handling Fee
Early Termination Fee
Late Penalty Fee
1% from current outstanding amount


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians
  • Permanent Residents

Frequently Asked Questions about Alliance Bank CashFirst Personal Loan

Things you might want to know

What can I do with Alliance Bank CashFirst Personal Loan?

If you are at your wit's end over your piling outstanding credit cards and/or personal loan debts with other financial institutions, Alliance Bank CashFirst Personal Loan can be used for debt consolidation purpose - make sure you let the bank know your intention to refinance.

Other than that, you can also apply for CashFirst personal loan to fulfill your personal needs such as for home improvement, purchasing a new vehicle, getting married, or starting a new business - as long as it is reasonable enough for the bank to consider.

How much money can I borrow from this personal loan?

CashFirst Personal Loan offers a competitive flat interest rate and flexible repayment terms. The maximum borrowing amount and loan tenure may be subject to Alliance Bank's due diligence and approval. 

For example, if you are 58 years old at the time of CashFirst Personal Loan application, you can only borrow for a maximum of 2 years as your loan tenure will cease upon reaching the maximum age.

Does Alliance Bank offer personal loan interest rate promotion?

For a limited time until the 31st October 2017, you can apply any amount between RM5,000 to RM150,000 and borrow for a maximum of 2 years at a flat interest rate of 4.99% p.a.

This promotional interest rate is subject to Alliance Bank's underwriting criteria and approval, after taking into account your lending profile and credit history. Not all customers will be eligible for this special rate; you may be charged a standard interest rate between 8.38% to 14.78% p.a.

How fast can I get my money?

Once you have furnished Alliance Bank with completed documents, your CashFirst Personal Loan application can be approved and disbursed potentially within 2 to 3 working days. The total amount you borrow will be transferred to the bank account of your choice.

Are there fees and charges I need to pay?

The advantage of CashFirst Personal Loan is that there is no processing fee and early exit fee. As for the latter, you only need to give the bank 3 months' written notice or interest rates.

The only fees you are required to pay for is the Stamp Duty of 0.5% and a RM12.72 handling fee (inclusive of 6% GST), which will be deducted from your total borrowed amount.

Who can apply for CashFirst Personal Loan?

All Malaysians and permanent resident of Malaysia aged between 21 and 60 years can apply for this personal loan. You also don't need to standby a collateral or guarantor as this is an unsecured personal loan. To make an application you must provide supporting documents:

Salaried Employee:

  • Copy of MyKad (front and back)
  • Copy of Disbursement Account statement / passbook (first page)
  • Latest 3-months salary slip
  • Latest 6-months EPF statement; OR
  • Latest BE form with tax payment receipt
  • Latest 6-months commission statement (for commission earners)


  • Copy of MyKad (front and back)
  • Copy of Disbursement Account statement / passbook(first page)
  • Latest 6-months salary slip OR Company's bank statement
  • Latest 6-months EPF statement
  • Latest B Form with tax payment receipt

How do I improve my credit standing if my CashFirst Personal Loan application is rejected?

If you have a poor credit history with other financial institutions, all these information (outstanding credit card, personal loan, home loan or car loan debts) will be captured in CCRIS (a system that collect credit information on borrowers, not blacklisting them). 

All you need to do is changing your habit of delaying your instalment payment with any financial institutions moving forwards.

Read More