Alliance Bank

Alliance Bank CashFirst Personal Loan

Either paying your debts off or achieving your goals, Alliance Bank CashFirst is you go-to personal financing. Borrow for up to 7 years and get approved quickly.

    • Financing up to RM150k
    • Up to 7 years tenure
    • Unsecured Loan
    • 48 hours approval
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Apply online now for Alliance Bank CashFirst Personal Loan

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Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM5000 - RM15000012 to 84 monthsmin. RM360008.38% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
As low as 8.38% p.a., depending on income and customer profile
Processing Fee
No Fee
Stamp Duty
0.5% of total amount borrowed
and RM12.72 (GST included) Handling Fee
Early Termination Fee
No Fee
Late Penalty Fee
1% from current outstanding amount


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians
  • Permanent Residents

Frequently Asked Questions about Alliance Bank CashFirst Personal Loan

Things you might want to know

How much money can I borrow?

CashFirst offers personal loan from RM5,000 to RM150,000 and flexible payment terms between one to seven years. However, the maximum borrowing amount and loan tenure may be subject to Alliance Bank's due diligence and approval. 

For example, if you are 58 years old at the time of CashFirst personal loan application, you can only borrow for a maximum of 2 years as your loan tenure will cease upon reaching the maximum age.

What fees do I need to pay for the Alliance Bank CashFirst?

There is no processing fee for this personal financing. However, you will need to pay a stamp duty of 0.5% and a RM12.72 handling fee (inclusive of 6% GST), which will be deducted from your total borrowed amount.

What do I need to apply for CashFirst personal loan?

This is an unsecured personal loan so you will not need to provide a down payment or guarantor. To make an application you must provide supporting documents:

Salaried Employee

  • Copy of MyKad (front and back)
  • Last three months' payment slips or EPF statement.


  • Copy of MyKad (front and back)
  • Last six month’s bank statement OR
  • Most recent Form B from the Inland Revenue Board ( LHDN) OR
  • Latest EPF Form

How do I get my money?

Once you've provided completed documents your application for CashFirst will be approved and disbursed within 2 to 3 working days. The amount you borrow will be transferred to the account of your choice.

How do I pay the monthly instalments?

You will need to make your first payment one month after you’ve received your loan and then every month until the total amount of the loan is repaid. Payments can be made via IBG.

Can I pay my CashFirst loan off early?

Early repayment of your loan is not a problem. There are no penalties and you will even receive a rebate for the remaining unpaid installments. You will need to give three months' notice to be eligible for this rebate.

Why didn't I get the interest rates offered?

The offered rates are subject to the bank's approval based on your customer profile and credit history. Not all customers will be eligible for these special rates. Depending on the bank's criteria you may be charged as high as 14.78% interest p.a.

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