Alliance Bank

Alliance Bank CashVantage Personal Financing-i

A flat rate unsecured Islamic Personal Loan with low monthly instalments, no processing fees, and super fast approval! Get your cash today with flexible financing tenure for up to 7 years.

    • Financing up to RM150k
    • Up to 2 years tenure
    • Unsecured Islamic Financing
    • 48 hours approval
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Profit rate p.a.: -%

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Apply online now for Alliance Bank CashVantage Personal Financing-i

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Profit rates

How much the bank charges you based on your financing amount & financing period

Financing ValueFinancing PeriodYour IncomeProfit Rate
RM5000 - RM15000012 to 24 monthsmin. RM360004.99% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate / APR
As low as 4.99% p.a., depending on income and customer profile
Processing Fee
No Fee
Late Payment Charge
1% from current outstanding amount


Are you eligible for this personal financing?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Any nationality
  • Permanent Residents

Frequently Asked Questions about Alliance Bank CashVantage Personal Financing-i

Things you might want to know

How much money can I borrow?

With CashVantage personal financing-i the amount you can borrow ranges from RM5,000 to RM150,000. Your repayment period is flexible between one and seven years.

For a limited time enjoy profit rates as low as 4.99% p.a. for financing between 1 to 2 years when you apply at RinggitPlus by 30th June 2017.

What fees do I have to pay for the Alliance Bank CashVantage personal financing-i?

No extra processing fees are charged when you apply for Alliance Bank CashVantage. You will need to pay Government Stamp Duty and handling fee amount to 0.5% that will deducted from the total amount you borrow.

What documents I need to apply for this personal financing plan?

This is an unsecured personal loan so you will not need to provide a down payment or guarantor. To make an application you must provide supporting documents:

Salaried Employee

  • Copy of your MyKad (front and back)
  • Last 3 months payment slips or EPF statement


  • Copy of MyKad (front and back)
  • Last 6 month's bank statements OR
  • Latest Form B from Lembaga Hasil Dalam Negeri OR
  • Latest EPF form

How do I get the money?

Your application for CashVantage will be approved and disbursed within two to three working days after you've submit your completed documents. The money you are borrowing will be transferred to an account of your choice.

How do I pay the monthly instalments?

Be sure to make your repayments every month until the total borrowed amount has been repaid in full. Payments can be made conveniently using Inter-bank GIRO ( IBG), it is hassle-free and secure. 

Can I pay my CashVantage loan off early?

You can finish paying for your loan early but you need to give three months notice of your intention to clear you debt before the due date. There are no penalties for early repayment and you will receive a rebate on the remaining unpaid instalments.

Why didn't I get the interest rates offered?

The interest rates are determined by Alliance Bank based on their approval conditions and your overall customer profile. Only select customers will be approved for the low rates offered. The bank may charge as high as 14.28% p.a. on your loan. 

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