Alliance Bank CashVantage Personal Financing-i
A flat rate unsecured Islamic personal financing with low monthly instalments and fast approval. Get 30% cashback on profit paid, valid until 31 December 2025!
Fast Approval & Low Profit RateProduct summary
- Profit Rate
- From 4.99% p.a.
- Financing
- up to RM200k
- Tenure
- up to 7 years
- Loan Type
- Unsecured Islamic Financing
- Min. Income
- RM3,000/month
Get a FREE
30% Alliance Bank Cashback
worth RM38,000
when you apply through RinggitPlus *

Profit rates
Based on your loan amount & loan period, the interest rates are as low as the following
| Financing Value | Financing period | Your Income | Profit Rate |
|---|---|---|---|
| RM5,000 - RM200,000 | 12 months | min. RM36,000 | 4.99% p.a. |
| RM5,000 - RM200,000 | 24 months | min. RM36,000 | 5.99% p.a. |
| RM5,000 - RM200,000 | 36 to 48 months | min. RM36,000 | 9.99% p.a. |
| RM5,000 - RM200,000 | 60 to 84 months | min. RM36,000 | 11.18% p.a. |
| RM5,000 - RM200,000 | 60 to 84 months | min. RM36,000 | 16.68% p.a. |
Fees & Charges
- Profit Rate / APR
- As low as 4.99% p.a.*
*Subject to terms and conditions - Processing Fee
- None
- Stamp Duty
- 0.5% of the whole amount, deducted from the approved financing
- Early Termination Fee
- None
- Late Penalty Fee
- 1% from current outstanding amount, and per annum
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 to 60 years old
- Who can apply
- Malaysians
































