Alliance Bank

Alliance Bank CashVantage Personal Financing-i

A flat rate unsecured Islamic Personal Financing with low monthly instalments and super fast approval! Get your cash today with flexible financing tenure for up to 7 years.

    • Financing up to RM150k
    • Up to 7 years tenure
    • Unsecured Islamic Financing
    • 48 hours approval
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Profit rate p.a.: -%

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Get a Free RM50 Petrol Voucher with Alliance Personal Financing!

Apply online now for Alliance Bank CashVantage Personal Financing-i

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Alliance Bank CashVantage Personal Financing-i

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Alliance Bank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

Not the personal financing you're looking for? Did you know you can compare all the personal financing in Malaysia?

Profit rates

How much the bank charges you based on your financing amount & financing period

Financing ValueFinancing PeriodYour IncomeProfit Rate
RM5000 - RM15000012 to 84 monthsmin. RM360008.38% p.a.

Fees & Charges

There are always fees but how much are they?

Profit Rate / APR
As low as 8.38% p.a., depending on income and customer profile
Processing Fee
No Fee
Stamp Duty
0.5% of total amount borrowed
and RM12.72 (GST included) Handling Fee
Early Termination Fee
No Fee
Late Payment Charge
1% from current outstanding amount

Requirements

Are you eligible for this personal financing?

Minimum annual income
RM36000
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians
  • Permanent Residents

Frequently Asked Questions about Alliance Bank CashVantage Personal Financing-i

Things you might want to know

How much money can I borrow?

CashVantage Personal Financing-i offers personal loan from RM5,000 to RM150,000 and flexible payment terms between one to seven years. However, the maximum borrowing amount and loan tenure may be subject to Alliance Bank's due diligence and approval.

For example, if you are 58 years old at the time of CashVantage personal financing application, you can only borrow for a maximum of 2 years as your loan tenure will cease upon reaching the maximum age.

What fees do I have to pay for the Alliance Bank CashVantage personal financing-i?

No extra processing fees are charged when you apply for Alliance Bank CashVantage. You will need to pay Government Stamp Duty of 0.5% and a RM12.72 handling fee (inclusive of 6% GST), which will be deducted from the total amount you borrow.

What documents I need to apply for this personal financing plan?

This is an unsecured personal financing so you will not need to provide a down payment or guarantor. To make an application you must provide supporting documents:

Salaried Employee

  • Copy of your MyKad (front and back)
  • Last 3 months payment slips or EPF statement

Self-Employed

  • Copy of MyKad (front and back)
  • Last 6 month's bank statements OR
  • Latest Form B from Lembaga Hasil Dalam Negeri OR
  • Latest EPF form

How do I get the money?

Your application for CashVantage will be approved and disbursed within two to three working days after you've submit your completed documents. The money you are borrowing will be transferred to an account of your choice.

How do I pay the monthly instalments?

Be sure to make your repayments every month until the total borrowed amount has been repaid in full. Payments can be made conveniently using Inter-bank GIRO ( IBG), it is hassle-free and secure. 

Can I pay my CashVantage financing off early?

Yes, you can pay off your financing earlier.

Why didn't I get the profit rates offered?

The profit rates are determined by Alliance Bank based on their approval conditions and your overall customer profile. Only select customers will be approved for the low rates offered. The bank may charge as high as 14.78% p.a. on your financing. 

Read More