BSN Executive-1

An unsecured BSN Personal Loan exclusively for executives from multinational, private, or government link companies. Borrow up to 10x your monthly salary.

    • Financing up to RM200k
    • Up to 10 years tenure
    • Unsecured Loan
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

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Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM10000 - RM2500024 to 120 monthsmin. RM360008.5% p.a.
RM10000 - RM7000024 to 120 monthsmin. RM600007% p.a.
RM10000 - RM20000024 to 120 monthsmin. RM1200006% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
from 6% p.a. to 8.5% p.a. , depending on loan amount and period
Stamp Duty
0.5% of total amount borrowed
Late Penalty Fee
1% from current outstanding amount


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
55 years old
Who can Apply
  • Malaysians
  • BSN Giro/i Account holders
  • Salaried employee
  • Executive
  • Government-Linked Company employee
  • Multi-National Corporation employee
  • Public Listed Company employee
  • GLC employee
  • Professional

Frequently Asked Questions about BSN Executive-1

Things you might want to know

Who is eligible for a BSN Executive-1 personal loan?

Catering especially to Executives, this personal loan product is made available to: employees of Statutory Bodies; employees of Government Linked Companies and Associations; Public Listed Companies in the Main Market Bursa; and Professionals (such as, Doctors, Lawyers, Architects and Accountants).

For a limited time employees of the following institutions are also allowed to apply: Premier Developer Panels, Private Hospitals, Telecommunication Companies, Licensed Financial Institutions, Multinational Companies, PETRONAS Group of Companies and selected Private Universities & Colleges.

How much money can I borrow?

BSN Executive-1 personal loans range from a minimum borrowing amount of RM10,000 to a maximum of 10x monthly gross salary, capped at RM200,000. Payment terms are between two (2) and ten (10) years.

How much does a this BSN loan cost?

The BSN Executive-1 personal loan has no processing fee. You must pay Government Stamp Duty, calculated as 0.50% of the total amount borrowed. Of course, you will be paying your monthly instalments, based on the new Base Rate system.

What do I need to apply for BSN Executive-1 personal loan?

This is an unsecured personal loan so you will not need to provide a deposit or guarantor with your application. You must provide supporting documents:

  • Copy of NRIC (front and back)
  • Copy of latest one month’s salary slips
  • Latest EPF statement
  • Copy of latest three month's bank account statements, where salaries are credited
  • Letter from Employer confirming: Name and NRIC; Designation and Employment Status; Monthly Salary; Date of Employment.

Alternatively for business owners, latest EA/EC statement form and Form J for the last two years or any relevant documents verified by the Inland Revenue Board

How do I get my hands on the money?

Your application for a BSN loan may take a few business days to process. Once your loan is approved the borrowed money will be transferred to the account of your choice.

How do I pay the money back for this BSN loan?

Loan repayments start one month after you’ve received the money you are borrowing. Then payments need to be made every month until the total amount of the loan is repaid.

Payments can be made by Standing Instruction from the financial institution or bank where your salary is credited each month, or via a BSN Standing Instruction. The payment can also be made via ATM, cash deposit machine or Interbank GIRO ( IBG). 

Can I pay my BSN Executive-1 personal loan off early?

You can finish paying for your loan whenever you want. There are no penalties for early repayment.

Is there anything else I need to know?

The BSN Executive-1 personal loan calculates interest at a monthly rate. This means that the Effective Interest Rate that you pay is greater than the advertised interest amount.

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