Bank Islam Personal Financing-i Package
No hidden charges, no guarantor, no deposit and no processing fee for this personal financing. Get up to RM400,000 in financing with low profit rates.
Borrow up to 10 years!Product summary
- Profit Rate
- From 7.15% p.a.
- Financing
- up to RM400k
- Tenure
- up to 10 years
- Loan Type
- Unsecured Islamic Financing
- Min. Income
- RM2,000/month
Profit rates
Based on your loan amount & loan period, the interest rates are as low as the following
| Financing Value | Financing period | Your Annual Income | Profit Rate |
|---|---|---|---|
| RM10,000 - RM400,000 | 12 to 120 months | min. RM24,000 | 7.15% p.a. - 9.05% p.a. |
Financing period is minimum 12 months and maximum 120 months (depending on the financing tier selected)
Fees & Charges
- Profit Rate / APR
- As low as 7.15% p.a.*
*Subject to terms and conditions - Processing Fee
- None
- Stamp Duty
- 0.5% of the whole amount, As per the Stamp Act 1949 (Revised 1989)
- Early Termination Fee
- None
- Late Penalty Fee
- 1% from current outstanding amount
- Mode of Payment
- You must pay your financing installment by salary deduction
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 18 to 60 years old
- Who can apply
- Malaysians
- Salaried employee
- Government employee
- Selected Public Listed Company employee
- Subsidiaries of Government or Selected Public Listed Company
- Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam

































