Bank Islam Personal Financing-i Package

No hidden charges, no guarantor, no deposit and no processing fee for this personal financing. Get as high as RM400,000 financing limit with competitive floating rates.

Bank Islam Personal Financing-i PackageBorrow up to 10 years!
Profit Rate
From 7.15% p.a.
Financing
up to RM400k
Tenure
up to 10 years
Loan Type
Unsecured Islamic Financing
Min. Income
RM2,000/month

Loan calculator

Disclaimer:
For illustration purposes only. The final loan amount, monthly repayment, plus the interest rates are subject to the bank's assessment and approval.

Profit rates

Based on your loan amount & loan period, the profit rates are as low as the following

Financing ValueFinancing periodYour IncomeProfit Rate
RM10,000 - RM400,00012 to 120 monthsmin. RM24,0007.15% p.a. - 9.05% p.a.

Fees & Charges

Profit Rate / APR
As low as 7.15% p.a.,depending on financing amount and period
Processing Fee
None
Stamp Duty
 0.5%  of the whole amount, As per the Stamp Act 1949 (Revised 1989)
Early Termination Fee
None
Late Penalty Fee
 1%  from current outstanding amount
Mode of Payment
You must pay your financing installment by salary deduction

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 18 to 60 years old
Who can apply
  • Malaysians
  • Salaried employee
  • Government employee
  • Selected Public Listed Company employee
  • Subsidiaries of Government or Selected Public Listed Company
  • Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam

More Information

Personal Loan » Bank Islam

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