Bank Rakyat Personal Financing-i Public

For those working in the public sector, GLC companies and its subsidiaries, get financing up to RM400,000 for a maximum of 10 years and repay over competitive profit rates.

Bank Rakyat Personal Financing-i PublicLow Profit Rates
Profit Rate
From 4.92% p.a.
Financing
up to RM400k
Tenure
up to 10 years
Loan Type
Unsecured Islamic Financing
Min. Income
RM1,600/month

Loan calculator

Disclaimer:
For illustration purposes only. The final loan amount, monthly repayment, plus the interest rates are subject to the bank's assessment and approval.

Profit rates

Based on your loan amount & loan period, the interest rates are as low as the following

Financing ValueFinancing periodYour IncomeProfit Rate
RM10,000 - RM400,00012 to 120 monthsmin. RM19,2004.92% p.a. - 6.72% p.a.

Fees & Charges

Profit Rate / APR
As low as 4.92% p.a.*
*Subject to terms and conditions
Processing Fee
RM28.30, for Wakalah Fee (inclusive of Brokerage Fee)
Stamp Duty
 0.5%  of the whole amount
Early Termination Fee
Rebate (Ibra’) will be given on the deferred profit.
Late Penalty Fee
 1%  from current outstanding amount
Mode of Payment
You must pay your financing installment by salary deduction

Requirements

Minimum Annual Income
RM19,200
Minimum Age
  • 18 to 60 years old
Who can apply
  • Malaysians
  • Government employee
  • GLC employee
  • Public Listed Company employee

More Information

Personal Loan » Bank Rakyat
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