CIMB Cash Plus

A flexible and fast CIMB loan with no need for collateral or guarantor. High borrowing margin of 8x your monthly salary with insurance coverage for emergencies.

    • Financing up to RM100k
    • Up to 5 years tenure
    • Unsecured Loan
    • 24 hours approval
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

Apply online now for CIMB Cash Plus

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Interest Rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM2000 - RM1900012 to 60 monthsmin. RM2400014.66% p.a.
RM20000 - RM4900012 to 60 monthsmin. RM2400010.88% p.a.
RM50000 - RM10000012 to 60 monthsmin. RM240008.2% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
from 8.2% p.a. to 14.66% p.a. , depending on loan amount and period
Processing Fee
No Fee
Late Penalty Fee
1% from current outstanding amount
Mode of Payment
You must pay your loan installment by salary deduction.


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
58 years old
Who can Apply
  • Malaysians

Frequently Asked Questions about CIMB Cash Plus

Things you might want to know

How to apply for CIMB Cash Plus

How much money can I borrow with this CIMB loan?

CIMB Cash Plus provides personal loans from RM2,000 and RM100,000 for repayment terms between twelve months and five years. The amount of money you are able to borrow is capped at 8x your monthly gross income.

How much does this personal loan cost?

CIMB Cash Plus has no processing fees or hidden charges. You will need to pay Government Stamp Duty on the amount you borrow, which is calculated at 0.50% of the total loan. You may also be required to take Takaful insurance cover for the period of your loan.

What do I need to apply for this CIMB personal loan?

This is an unsecured personal loan so you will not need to pay a deposit, nor provide a guarantor. In order to make an application you will be asked to provide supporting documents:

Salaried Employee

  • Copy of MyKad (front and back).
  • Last three month’s payment slip or EPF statement.
  • Last three months salary credited bank account statement.


  • Copy of MyKad (front and back).
  • Business Registration Certificate.
  • Last 6 month’s bank statements.
  • Latest B form with proof of tax payment.
  • Latest 6 months of commission statements and bank statements for commission earner

How do I get my hands on the money?

CIMB may take a few business days to process your application. Once your loan is approved the money you are borrowing will be transferred into a CIMB bank account.

How do I pay the money back?

Loan repayments begin on the first day of the month following the date you received the money you’ve borrowed. Payments need to be made every month until the total amount of the loan is repaid.

CIMB states that your loan installments must be paid through automatic payment via Standing Instruction.

Can I pay my CIMB Cash Plus loan off early?

Yes, you can. If you want to end your loan during the first year, the lock-in period, you will have to pay RM200 for Early Termination fee.

What else do I need to know about the CIMB Cash Plus?

You will be offered a term insurance plan in the event of your death or permanent disability ( TPD). You will only pay a single premium amount for you to be covered.

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