Direct Lending

Direct Lending is an unsecured financing platform that offers a selection of Islamic personal loans for everyone working with the Government.

Direct LendingFor Government Employees
Profit Rate
From 2.95% p.a.
Financing
up to RM250k
Tenure
up to 10 years
Loan Type
Unsecured Islamic Financing
Min. Income
RM1,500/month

Loan calculator

Disclaimer:
For illustration purposes only. The final loan amount, monthly repayment, plus the interest rates are subject to the bank's assessment and approval.

Profit rates

Based on your loan amount & loan period, the interest rates are as low as the following

Financing ValueFinancing periodYour Annual IncomeProfit Rate
RM3,000 - RM250,00012 to 120 monthsmin. RM18,0002.95% p.a. - 9.99% p.a.

Financing period is minimum 12 months and maximum 120 months (depending on the financing tier selected)

Fees & Charges

Profit Rate / APR
As low as 2.95% p.a.*
*Subject to terms and conditions
Processing Fee
None
Stamp Duty
None
Early Termination Fee
None
Late Penalty Fee
None
Mode of Payment
You must pay your financing installment by salary deduction

Requirements

Minimum Annual Income
RM18,000
Minimum Age
  • 20 to 59 years old
Who can apply
  • Malaysians
  • Government employee
  • GLC employee

More Information

Personal Loan » Direct Lending
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