Emicro Personal Loan

A personal loan for low-income Malaysians to get by. Get up to RM10,000 fast loan within the next one day with Emicro personal loan.

Emicro Personal LoanMicro Fast Loan
Interest Rate
From 18% p.a.
Financing
up to RM10k
Tenure
up to 2 years
Loan Type
Unsecured Loan
Min. Income
RM1,500/month

Interest rates

Based on your loan amount & loan period, the interest rates are as low as the following

You borrowLoan periodYour IncomeInterest rate
RM500 - RM1,0001 to 3 monthsmin. RM18,00018% p.a.
RM1,001 - RM3,0001 to 6 monthsmin. RM24,00018% p.a.
RM3,001 - RM5,0001 to 12 monthsmin. RM36,00018% p.a.
RM5,001 - RM10,0001 to 24 monthsmin. RM48,00018% p.a.

Fees & Charges

Interest Rate / APR
As low as 18% p.a.,depending on loan amount and period
Processing Fee
RM60, with the maximum amount of RM400 depending on the loan amount
Stamp Duty
It's included in the Processing Fee
Early Termination Fee
None
Late Penalty Fee
RM25 or 8%  from current outstanding amount

Requirements

Minimum Annual Income
RM18,000
Minimum Age
  • 21 to 50 years old
Who can apply
  • Malaysians
  • Salaried employee
  • Self-employed

More Information

Personal Loan » Emicro

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