Hong Leong Bank

Hong Leong Personal Loan

A fast approval unsecured personal loan from Hong Leong Bank with flexible tenure, low repayments, with no need for a guarantor or collateral!

    • Financing up to RM250k
    • Up to 7 years tenure
    • Unsecured Loan
    • 48 hours approval
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

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Interest rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM5000 - RM25000024 to 84 monthsmin. RM240007 - 13.5% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
from 7% p.a. to 13.5% p.a. , depending on loan amount and period
Processing Fee
Stamp Duty
0.5% of the whole amount
Early Termination Fee
Late Penalty Fee
1% from current outstanding amount


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
60 years old
Who can Apply
  • Malaysians

Frequently Asked Questions about Hong Leong Personal Loan

Things you might want to know

How much money can I borrow?

 This is an unsecured personal loan based on floating interest rate, offering borrowing amount between RM5,000 and RM250,000 over period of two (2) to seven (7) years.

How much does this personal loan cost?

The Hong Leong does not charge any processing fees for this Personal Loan and there are no hidden charges. You will need to pay Government Stamp Duty on the amount you borrow, which is calculated at 0.50% of the total amount loaned.

What do I need to apply for this personal loan?

There is no requirement to pay make a deposit or advance payment when you apply for a Hong Leong Personal Loan. In order to process your application you will be asked to provide some supporting documentation:

Salaried Employee

  • Copy of MyKad (front and back).
  • Last three month’s payment slips.
  • Last two month's EPF statement.
  • Last 12 month's EA form.


  • Copy of MyKad (front and back).
  • Business Registration Certificate or Operating License.
  • Last 3 month’s bank statements.
  • Lastest B/BE form or EPF statement.

How do I get my hands on the money?

This is a fast turnaround loan product so Hong Leong Bank should let you know whether your application has been approved with 48 hours. Once your application has been cleared the money you are borrowing will be transferred into a bank account of your choice.

How do I pay the money back?

Loan repayments begin on the first day of the month following the date you received the money you’ve borrowed. Payments need to be made every month until the total amount of the loan is repaid.

Can I pay my Hong Leong Personal Loan off early?

Of course you can. If you find you have extra cash and want to clear your loan before it is due, you can do so by paying the full outstanding amount. There are no penalty fees for early settlement.

Is there anything else I should know about the Hong Leong Personal Loan?

Hong Leong is offering 20% cashback on interest paid on your loan, subject to terms and conditions. To be eligible for this offer you must pay every installment of your loan on or before the due date. 

This offer does not apply to unpaid interest if you opt for early settlement of your loan. Lastly, there is no need for a guarantor or collateral.

Can I apply if I've been ‘blacklisted’?

CCRIS is a database maintained by Bank Negara Malaysia which keeps track of your entire credit history and payments. Skip one too many payments and you’ll find that the bank won’t be willing to approve any loans. Your best way forward is to start repaying your debts!

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