Fixed monthly instalments
An easy-to-apply Islamic personal financing based on the Islamic contract of Commodity Murabahah for your personal and investment needs.
Enjoy a competitive flat profit rate throughout the entire borrowing tenure.
Maybank Islamic Personal Financing-i Campaign FAQs:
For a limited time, qualified applicants will receive a free cash reward of either of the following:
- RM300 Cash Via DuitNow (For approved loan amount of RM20,000 - RM100,000)
- RM50 Cash Via DuitNow (For approved loan amount of RM16,001 - RM19,999)
- RM20 Cash Via DuitNow (For approved loan amount of RM5,000 - RM16,000)
The promotion runs from 7 January 2026 until 30 January 2026, subject to the campaign's terms and conditions.
How to be eligible for the gift?
Apply through RinggitPlus and get approved during the promotion period, and successfully disbursed into a Maybank salaried account by or before 30th January 2026 to be eligible.
For more details, check out the terms and conditions.
Who is not qualified for this promotion?
Existing Maybank Personal Loan or Islamic Personal Financing-i customers, applicants who were declined by Maybank in the past 3 months, those with accounts not in good credit standing or breaching Maybank's terms, individuals who have been declared bankrupt or suspected of fraudulent activities, and permanent or contract employees of Maybank and Jirnexu Sdn Bhd.
Where can I reach out for more information?
For any questions, please get in touch with us via email at [email protected]. We're happy to help!
Why should I get Maybank Islamic Personal Financing-i?
It helps you secure a cash advance without the need for a guarantor or collateral, and allows you to access a higher financing limit without charging fees for processing and document stamping.
Plus, if you desperately need extra money, you can get your Maybank Islamic Personal Financing-i approved potentially fast within 48 hours once all necessary documents have been submitted.
Then, your money will be transferred to either your Maybank Islamic Current Account or Savings Account.
How much money can I borrow?
You can borrow any amount from RM5,000 to RM100,000 with Maybank Islamic personal financing, subject to a credit check after taking into account your repayment capability, assets and liabilities.
This money can be repaid over flexible tenures from 2 to 6 years.
But beware: If you have submitted your Maybank Islamic Personal Financing-i application, it is considered as an 'acceptance' of the offer made by Maybank Islamic.
So, when you apply for RM50,000 financing, and Maybank Islamic chooses to lend you RM25,000, you must accept that amount and cannot cancel the financing agreement.
What is my monthly instalment payment?
Once you have received the money, your personal loan repayment will begin at the start of the following month.
You must commit to servicing your monthly instalments as set out in the monthly repayment table.
You can make your personal loan repayments through online banking, cash or cheque, over the counter at Maybank/ Maybank Islamic branch, telephone banking, and Standing Instruction.
What's more, there is no early settlement fee if you want to fully settle your financing before the end of your borrowing tenure.
Is the Takaful policy to cover personal financing compulsory?
Maybank Islamic provides an insurance policy, known as the Personal Care Takaful Plan, to cover the outstanding personal financing amount in case something unfortunate happens to you during the period of borrowing; however, it is optional.
What documents do I need to prepare to apply for the Maybank Islamic Personal Financing-i?
As this is unsecured personal financing, you don't need to stand by a guarantor or collateral.
Together with the application form, please prepare the following supporting documents:
For salaried employees:
- Copy of MyKad (front and back)
- Latest EA form
- Latest BE Form with official tax receipt
- Latest 3 months' savings account activity/ current statements (Optional)
For self-employed:
- Copy of MyKad (front and back)
- Copy of Business Registration Certificate
- Income verification
- Latest B form with official tax receipt
- Latest 6 months Bank Statements
Am I qualified to apply for Maybank Islamic Personal Financing-i if I'm blacklisted?
Depending on your credit history with other financial institutions, all this information (outstanding credit card, personal loan, home loan or car loan debts) will be captured in CCRIS / CTOS (a system that collects credit information on borrowers, not blacklisting them).
Assuming you have poor credit standing due to irregular payments, the best course of action would be to break the habit and start making your payments on time to avoid future hurdles.
Maybank Islamic is more likely to approve your personal loan application if you can show that you are managing your personal finances, rather than accumulating more debt.
