RHB Personal Financing-i for Pensioner
Exclusively for government pensioners of Malaysia, achieve your retirement goals with low-interest Islamic financing — no guarantor is required!
Low Profit RatesProduct summary
- Profit Rate
- From 3.8% p.a.
- Financing
- up to RM150k
- Tenure
- up to 10 years
- Loan Type
- Unsecured Islamic Financing
- Min. Income
- RM2,000/month
Profit rates
Based on your loan amount & loan period, the interest rates are as low as the following
| Financing Value | Financing period | Your Annual Income | Profit Rate |
|---|---|---|---|
| RM5,000 - RM150,000 | 36 to 120 months | min. RM24,000 | 3.8% p.a. - 4.03% p.a. |
Financing period is minimum 36 months and maximum 120 months (depending on the financing tier selected)
Fees & Charges
- Profit Rate / APR
- As low as 3.8% p.a.*
*Subject to terms and conditions - Processing Fee
- RM30, per application, for Brokerage Fee
- Stamp Duty
- As per the Stamp Duty Act 1949 (Revised 1989)
- Early Termination Fee
- None
- Late Penalty Fee
- 1% from current outstanding amount, and per annum
Requirements
- Minimum Annual Income
- RM24,000
- Minimum Age
- 40 to 70 years old
- Who can apply
- Malaysians
- Government Pensioner only
- Government employee

































