RHB

RHB Personal Financing

An unsecured personal loan that provides effective relief for financial headaches.

    • Financing up to RM150k
    • Up to 7 years tenure
    • Unsecured Loan
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

Apply online now for RHB Personal Financing

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Interest Rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM2000 - RM1000012 to 60 monthsmin. RM2400013.45% p.a.
RM11000 - RM1500012 to 84 monthsmin. RM2400013.45% p.a.
RM16000 - RM5000012 to 84 monthsmin. RM2400011.66% p.a.
RM51000 - RM9900012 to 84 monthsmin. RM240009.91% p.a.
RM100000 - RM15000012 to 84 monthsmin. RM240008.18% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
from 8.18% p.a. to 13.45% p.a. , depending on loan amount and period
Processing Fee
No Fee
Late Penalty Fee
1% from current outstanding amount

Requirements

Are you eligible for this personal loan?

Minimum annual income
RM24000
Minimum age
21 years old
Maximum age
60 years old

Frequently Asked Questions about RHB Personal Financing

Things you might want to know

How to apply for RHB Personal Financing

How much money can I borrow?

RHB Personal Financing lets you borrow anything from RM2,000 to RM150,000 for a period between one and five years.

How much does this personal loan cost?

There are no processing fees for this personal loan. You will need to pay 0.5% Government Stamp Duty on the total amount you have borrowed.

What do I need to apply for this RHB loan?

There is no requirement to pay a deposit when you apply for this RHB personal loan. You will need to supply some personal documents with your application form:

Salaried Employee

  • Copy of MyKad (front and back).
  • Last one month’s payment slip, bank statements or six month's EPF statement.

Self-Employed

  • Copy of MyKad (front and back).
  • Business Registration Certificate (company must be at least two years old).
  • Last six month’s bank statements.
  • Most recent Form B from the Inland Revenue Board.

Further documents may be required if your salary includes variable income, such as commissions or overtime.

How do I get my hands on the money?

RHB takes a few business days to turn around your loan application. Once your loan is approved funds will be disbursed to the account of your choice.

How do I pay the money back?

Your repayment schedule will be detailed in your application approval document. In most cases payments begin the month following the date you receive your loan and continue at monthly intervals until the loan has been completely repaid.

Can I pay my RHB Personal Loan off early?

You can settle your loan whenever you want. If you’d like to repay in full before the full loan term is up you will need to pay an early termination fee of RM100 or 1% of the total amount borrowed, whichever is greater.

Is there anything else I should know about RHB Personal Financing?

Please note that this is a ‘reducing balance’ loan. This means that your initial payments are higher than normal loans. Your payments against the money you borrowed (the principle) are fixed each month but the amount of interest you pay gets less each month.

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