Standard Chartered

Standard Chartered Cash One

Financial flexibility whenever you need it - Malaysia’s first personal loan that works with a Platinum credit card.

    • Financing up to RM150k
    • Up to 5 years tenure
    • Unsecured Loan
  • Borrow: RM 
    How Long: years
    My monthly income: RM  

    Monthly repayment: RM-

    Interest rate p.a.: -%

Apply online now for Standard Chartered Cash One

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Interest Rates

How much the bank charges you based on your loan amount & loan period

You BorrowLoan PeriodYour IncomeInterest Rate
RM4000 - RM15000012 to 60 monthsmin. RM360008.4% p.a.

Fees & Charges

There are always fees but how much are they?

Interest Rate / APR
As low as 8.4% p.a., depending on loan amount and period
Processing Fee
No Fee
Late Penalty Fee
1% from current outstanding amount


Are you eligible for this personal loan?

Minimum annual income
Minimum age
21 years old
Maximum age
65 years old
Who can Apply
  • Malaysians
  • Standard Chartered Platinum Credit Cardholders

Frequently Asked Questions about Standard Chartered Cash One

Things you might want to know

How to apply for a Standard Chartered CashOne Personal Loan

How much money can I borrow?

The CashOne personal loan offers borrowing from RM4,000 to RM150,000 for periods of one to five years.

How much does this personal loan cost?

There are no application or processing fees for the CashOne personal loan. You will need to pay a Stamp Duty fee that amounts to 0.5% of the sum of your loan.

What do I need to apply for this personal loan?

You must be a Standard Chartered Platinum Credit Card holder to apply for the CashOne personal loan. If you do not already own a Platinum credit card you can apply for a Standard Chartered Platinum credit card.

There is no requirement to pay a deposit or find a guarantor for this Standard Chartered loan. You will need to supply some personal documents with your application form:

Salaried Employee

  • Copy of NRIC (front and back).
  • Latest salary slip and bank statement
  • Most recent EPF statement.
  • Latest submission to LHDN.


  • Copy of NRIC (front and back).
  • Previous six month’s bank statements.
  • Business Registration Form 9.
  • Most recent EPF statement.
  • Latest submission to LHDN.

How do I get my hands on the money?

Standard Chartered may take a few business days to process your personal loan application. Once the CashOne loan has been approved funds will be disbursed to the bank account of your choice.

How do I pay the money back?

Your repayment schedule will be detailed in your application approval document. In most cases payments begin the month following the date you receive your loan and continue at monthly intervals until the loan has been completely repaid.

Can I settle my CashOne loan before the agreement ends?

You can settle your loan whenever it suits you. There are no penalty fees for early termination of the agreement though Standard Chartered reserves the right to charge you for any costs, fees or interest incurred in connection with the cancellation.

Is there anything else I need to know about this professional personal loan?

Standard Chartered’s CashOne is a flexible loan that provides further funding by automatically converting repayments into your credit card limit.

Repay RM10,000 on your CashOne loan and once the payment is processed your credit card limit will be increased by a further RM10,000. This facility works both ways; should you wish to top-up your personal loan for any reason, this will draw down your credit card limit.

Are there any special promotional offers with this loan?

Yes, when you take out a Standard Chartered CashOne personal loan your Platinum credit card annual fee will be waived for five years. You’ll also receive a RM50 cashback welcome.

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