What is Tambadana?
Tambadana is a digital financing service provided by Wawasan Cojaya Sdn Bhd (“Service Provider”). It is a fully online financing option designed to make your application process simple, secure and convenient.
Eligible Malaysian customers can apply online through Tambadana’s official website or mobile app, without visiting a physical branch.
What are the loan features?
Tambadana offers personal financing of up to RM10,000, though the amount you're approved for will depend on your profile and the final offer from the service provider. The same applies to your repayment period, monthly instalment, and any applicable charges, which vary case by case.
Interest rates can go up to 18% per annum, depending on your approved terms. Before you accept any offer, do read through the Product Disclosure Sheet and loan agreement carefully.
Are there any fees or charges?
Yes, fees and charges may apply depending on your approved product and loan terms. These can include stamp duty, credit report fees, legal or attestation fees, and other service-related charges, all of which will be listed in the Product Disclosure Sheet or loan agreement.
Late payment charge of 8% p.a. applies if you miss a repayment. This is calculated based on the overdue amount, the applicable annual rate, and the number of days the payment is overdue, as stated in Tambadana's Terms and Conditions.
Before you apply for or accept any offer, go through all fees, repayment obligations, and terms carefully.
Can I settle my loan early?
Yes, Tambadana allows early settlement at no additional cost, subject to your loan agreement terms. Contact the Service Provider directly to find out the steps involved and confirm any applicable conditions.
Who is eligible to apply for Tambadana?
Tambadana is open to Malaysian citizens aged 21 to 60 with a valid MyKad and a minimum monthly income of RM1,500. You'll also need to meet the employment and verification requirements set by the service provider.
Do note that meeting the basic criteria doesn't guarantee approval — all applications are subject to assessment.
What document should I prepare to apply for this loan?
To apply, you'll need a valid MyKad along with any supporting documents requested during the process, typically income or employment-related. The exact documents may vary depending on your profile and verification requirements.
Important note
The information above is for general reference and may change. Always check Tambadana's latest Product Disclosure Sheet, Terms and Conditions, and loan agreement for the most accurate details before applying.
