UOB Personal Loan

With interests as low as 9.99% p.a., buying a new home or starting a business is hassle-free with UOB Personal Loan. No guarantor and no hidden fees required too!

UOB Personal LoanNo processing fee, guarantor or collateral
Interest Rate
From 9.99% p.a.
Financing
up to RM100k
Tenure
up to 5 years
Loan Type
Unsecured Loan
Min. Income
RM3,000/month

Loan calculator

Disclaimer:
For illustration purposes only. The final loan amount, monthly repayment, plus the interest rates are subject to the bank's assessment and approval.

Interest rates

Based on your loan amount & loan period, the interest rates are as low as the following

You borrowLoan periodYour Annual IncomeInterest rate
RM5,000 - RM100,00012 to 60 monthsmin. RM84,0009.99% p.a.
RM5,000 - RM100,00012 to 60 monthsRM48,000to RM83,98810.99% p.a.
RM5,000 - RM100,00012 to 60 monthsRM24,000to RM47,98811.99% p.a.

Repayment period is minimum 12 months and maximum 60 months (depending on the financing tier selected)

Fees & Charges

Interest Rate / APR
As low as 9.99% p.a.*
*Subject to terms and conditions
Processing Fee
None
Stamp Duty
 0.5%  of the whole amount
Early Termination Fee
RM300 or 3%  of remaining amount
Late Penalty Fee
 1%  from current outstanding amount

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 to 55 years old
Who can apply
  • Malaysians
  • Salaried employee
  • Self-employed

More Information

Personal Loan » UOB
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