Credit Cards: Compare the best credit cards
Sign-up Offers: Compare credit card deals and sign up gifts when you apply for any RinggitPlus promotion
No Annual Fee Credit Cards: Why pay more than you have to?
Cashback Credit Cards: Cashback credit cards convert money you spend into rebates
Rewards Credit Cards: Unlimited cash rebates every day
Petrol Credit Cards: Petrol credit cards offer cashback, reward points or discounts from petrol stations that you use regularly
Islamic Credit Cards: Choose from a range of Shariah compliant Riba-free cards that respect your faith, values, and family traditions
Travel Credit Cards: Airmiles and overseas travel deals

Personal Loans: Borrow at the lowest interest rate
Home Loans: Be sure you're getting the best deal
Car Loans: New or used we got you covered
Easy Payment Plans: Buy with easy monthly instalments
Business Loans: Fund your next business venture
Buy Now Pay Later: Shop and pay later with zero-interest installments

Car Insurance: Easy and stress free motor claims
Home Insurance: Secure your property and belongings
Term Life Insurance: Protection when the unexpected happens
Whole Life Insurance: Life protection and savings for you and your family
Medical Cards: Worry less on your next hospital visit
Critical Illness: Financial support for medical treatment
Travel Insurance: Get covered wherever you go
Personal Accident Insurance: Stay protected from harm's way

Fixed Deposits: Invest at the best interest rates
Savings Accounts: Earn interest on your savings
Current Accounts: Use cheques for easy payments
Islamic Fixed Deposits: Find the best Islamic term deposits

Online Share Trading: Diversify your portfolio with online trading
Wealth Management: Start managing your wealth

E-Wallets: Spend seamlessly using mobile E-Wallets

Home Broadband: Enjoy fast and reliable home broadband for seamless connectivity

All Articles: Important money tips and tricks
Banking Basics: Learn personal finance
Insurance Guides: Everything you need to know about insurance
Income Tax Calculator: Tools and FAQ guied for tax e-filing

About Us: We are your personal finance heroes
Contact Us: We’re always here to help
Testimonials: Here's what our customers say about us
Work with Us: Come work for the team that's helping Malaysians get more for their money
Terms and Conditions: Read and understand our Terms of Use, Privacy Policy, and Credit Reporting Agency Terms and Conditions
RinggitPlus On WhatsApp: Learn how we use WhatsApp to make applying easier and how to connect with our official accounts
Advertise with Us: Power your marketing goals with data-driven solutions designed to boost reach, engagement and conversions

Copyright © 2025 Jirnexu Sdn Bhd. All rights reserved.

Best Fixed Deposit in Malaysia 2025

You worked hard for your money, so make your money work hard for you. Compare FD accounts for the best interest rates or FD promos with great gifts and best return on your savings. Grow your wealth at low risks and guaranteed high profit.

Bank of China Fixed Deposit Account
Interest Rate
2.4% p.a.
Early Withdrawal
No
Interest Earned
RM600
Hong Leong Priority Banking Premium Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM600
Alliance Bank Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
No
Interest Earned
RM600
UOB Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
No
Interest Earned
RM587.50
BSN Term Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
No
Interest Earned
RM587.50
Standard Chartered Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
No
Interest Earned
RM562.50

OCBC MYR Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM562.50
HSBC Time Deposit
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM550
Ambank AmFDPlus
Interest Rate
2.15% p.a.
Early Withdrawal
No
Interest Earned
RM537.50
Public Bank Golden 50 PLUS Fixed Deposit Account
Interest Rate
2.15% p.a.
Early Withdrawal
No
Interest Earned
RM537.50
AmBank Conventional Fixed Deposit
Interest Rate
2.15% p.a.
Early Withdrawal
No
Interest Earned
RM537.50
Maybank eFixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM525

Maybank Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM525
Public Bank eFixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
No
Interest Earned
RM512.50
Hong Leong eFixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Hong Leong Senior Savers Flexi FD
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Hong Leong Junior Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
RHB Ordinary Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50

Public Bank PLUS Fixed Deposit Account
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
Hong Leong Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
CIMB Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50
AFFIN Fixed Deposit
Interest Rate
2.05% p.a.
Early Withdrawal
Yes
Interest Earned
RM512.50

✕