AFFIN Gold-i

An Islamic savings account for senior citizens aged 50 and above, grow your savings profitably and celebrate your retirement years conveniently.

AFFIN Gold-i
Profit Rate
0% to 0.9% p.a.
Account Type
Islamic
Min. Deposit
RM1,000
Account Statement
Available
Passbook
Free

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM20RM5,000No profit
RM5,001RM50,0000.2% p.a.
RM50,001RM100,0000.4% p.a.
RM100,001No maximum0.9% p.a.

Features

What would make it different?

Online Banking
AffinAlways
PIDM Protected
Up to RM250,000
ATM Card
Available

Fees & Charges

MEPS Withdrawal Fee
RM1
Overseas Withdrawal Fee
RM12
Early Closure Fee
RM20
Inactive Account Fee
RM10

Requirements

Minimum Age
  • 50 years old
Minimum Initial Deposit
RM1,000
Minimum Balance
RM20
Who can apply
  • Malaysians
  • Permanent Residents

More Information

Tell me about AFFIN Gold-i.

An Islamic savings account targeting customers aged 50 and above, offering attractive banking features and financial benefits that are equivalent to your wealth needs.

Think of it as a safe box with investment interest in mind.

With AFFIN Gold-i, you will receive tiered hibah or profit rates on your deposit, which will be credited into your savings account every month. 

The math is simple: the more you save into this Islamic savings account, the higher the returns you will get on your deposit - you reap what you sow!

How do I track my cash flow?

Affin Islamic Bank provides a couple of channels for you to access and manage your cash flow, available 24/7, at your convenience. 

You can choose to keep track of all your transactions, spending, fund transfers, etc., via a passbook or a statement.

For the former, you can perform all your banking needs over the counter at the branch, whereas the latter gives you the flexibility to do so anytime and anywhere, as long as you have a device that is connected to the internet.

Sign up for AffinAlways online banking facility to view your statement or have it delivered to your email every month.

This way, you save energy and cost, and eventually contribute to the welfare of our environment!

Is my money protected under PIDM?

Yes, it is. Your deposit is guaranteed under the care of PIDM for up to RM250,000. Affin Islamic Bank also ensures that the custodian and management of your deposit will be in line with Shariah law. 

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