Tell me about AFFIN Gold.
A savings account targeting customers aged 50 and above, offering attractive banking features and financial benefits that are equivalent to your wealth needs.
Think of it as a safe box with investment interest in mind!
The interest rates are calculated daily and will be credited to your AFFIN Gold savings account every month.
Therefore, the more you save into this account, the higher the returns you will get on your deposit - you reap what you sow!
If you look at it closely, your savings account interest rates could be on par with any fixed deposit instruments.
Not to mention, your deposit in the AFFIN Gold savings account is guaranteed under the care of PIDM for up to RM250,000.
How do the interest rates work?
AFFIN Gold provides tiered interest rates depending on the amount of deposit you place.
For example, if you have a cash pile worth RM5,000 as a starter, no interest rates will be credited to your account. However, if your deposit is between RM5,001 and up to RM50,000, you'll earn 0.20% interest.
Save up to RM100,000, and you'll get 0.40%. When your savings exceed RM100,001, you'll earn as high as 0.90% interest.
And remember, the interest rate is calculated daily!
You can always add more money to your AFFIN Gold account to gain higher interest on your deposit.
There is no condition requiring you to keep the money for a certain period in order to maintain the interest rate.
You can withdraw the money anytime you wish as well!
How do I track my cash flow?
You can choose to keep track of all your transactions, spending, fund transfers, etc, via AffinAlways online banking, available 24/7 at your convenience.
This way, you save energy and cost, and eventually contribute to the welfare of our environment!
