AFFIN Junior Saver

Designed specially for children 18 years old and below, enjoy competitive interest rates the more you save! All you need is a minimum initial deposit of only RM1.

AFFIN Junior Saver
Interest Rate
1.25% to 1.7% p.a.
Min. Deposit
RM1
Phone Banking
Available
Account Statement
eStatement (via email)

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM100,0001.25% p.a.
RM100,001RM199,9991.35% p.a.
RM200,000No maximum1.7% p.a.

Features

What would make it different?

Online Banking
AffinAlways
PIDM Protected
Up to RM250,000
ATM Card
Available

Fees & Charges

MEPS Withdrawal Fee
RM1
Overseas Withdrawal Fee
RM12
Early Closure Fee
RM30
Inactive Account Fee
RM10

Requirements

Maximum Age
18 years old
Minimum Initial Deposit
RM1
Minimum Balance
RM1
Who can apply
  • Malaysians
  • Permanent Residents

More Information

Who is eligible to open an AFFIN Junior Saver?

The AFFIN Junior Saver savings account is offered to children aged 18 years old and below.

Custodians (parents or legal guardians) simply need to provide as low as RM1 as the initial deposit to open an account - it is that easy!

Do I earn interest from the AFFIN Junior Saver?

The AFFIN Junior Saver is an interest-bearing savings account, which means you will earn interest on top of your deposit. 

The interest rate works as a multiplier to your savings, so the more money you place with AFFIN Junior Saver, the higher the returns! 

For example, if you have an account balance between RM1 and RM100,000, you will earn an interest rate of 1.25%, which will be added to your account every month.

What benefits can I get from this savings account?

Saving from a young age leads to future financial stability and teaches good money habits for your children.

As a parent or legal guardian managing this account, you can check account balances, transfer money, etc., easily via AffinAlways online banking, available 24/7 at your convenience!

Not to mention, the money in the AFFIN Junior Saver account is also guaranteed and protected by PIDM for up to RM250,000.

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