Who can apply for AFFIN Savings Account-i?
All residents and non-residents can apply for AFFIN Savings Account-i, either as an individual or a joint account with another person.
The next step is, you need to prepare an initial deposit of RM100 to open this savings account.
The minimum age required to open an individual basic savings account is 12 years old.
What benefits can I get from this savings account?
This AFFIN Savings Account-i provides you with the essentials of a money management tool, such as cheques and cash deposits, ATM withdrawals, fund transfers, statement, online banking facility, debit card and e-statement, among others.
When you sign up for online banking at AffinAlways, you get to enjoy free services on selected transactions such as account enquiries, online bill payments and fund transfers (except for GIRO).
How can I track my cash flow?
Affin Islamic Bank provides more than one convenient channel for you to access and manage your cash flow, available 24/7, at your convenience.
You can choose to keep track of all your transactions, spending, fund transfers, etc., via a passbook or an e-statement.
For the former, you can perform all your banking needs over the counter at the branch, whereas the latter gives you the flexibility to do so anytime and anywhere, as long as you have a device that is connected to the internet.
What happens if my account is inactive for too long?
Dormant accounts that are longer than 12 months with account balances below RM10 will be closed automatically.
Affin Islamic Bank will send over two reminders before closing your account. However, you should note that the available balance will be absorbed by the bank.
If you have more than RM10 in the dormant account, Affin Islamic Bank will levy a portion of it as an annual service fee.
Is my money protected under PIDM?
Yes, it is. Your deposit is guaranteed under the care of PIDM for up to RM250,000.
Affin Islamic Bank also ensures that the custodian and management of your deposit will be in line with Shariah law.
