What can I get from AFFIN Wealth Saver-i?
AFFIN Wealth Saver-i is a basic Islamic savings account for adults that rewards accountholders with a monthly profit payment in the form of hibah.
The hibah rate is tiered according to the balance in your savings account.
For example, if you have an account balance starting from RM20 to RM25,000 and RM25,001 to RM100,000, you will not earn any hibah rate.
If your savings are between RM100,0001 and RM200,000, you'll earn a 0.05% hibah rate. For RM200,001 to RM300,000, you'll get a hibah rate of 0.10%. Once your savings hit RM300,001 and above, you can enjoy a 0.15% hibah rate.
Before making your way to the nearest Affin Islamic Bank branch, make sure you have met the minimum age requirement and prepare an initial deposit of RM100 for this account opening.
Do I get a free debit card?
You will be issued an Islamic Visa Debit Card without any issuance fee.
This Islamic debit card is recognised and accepted worldwide and can be used as an alternative to cash payment, as well as for cash withdrawals.
How do I track my cash flow?
Affin Islamic Bank provides a couple of channels for you to access and manage your cash flow, available 24/7, at your convenience.
You can choose to keep track of all your transactions, spending, fund transfers, etc., via a passbook or a statement.
For the former, you can perform all your banking needs over the counter at the branch, whereas the latter gives you the flexibility to do so anytime and anywhere, as long as you have a device that is connected to the internet.
Sign up for AffinAlways online banking facility to view your statement or have it delivered to your email every month.
This way, you save energy and cost, and eventually contribute to the welfare of our environment.
Is my money protected under PIDM?
Yes, it is. Your deposit is guaranteed under the care of PIDM for up to RM250,000.
Affin Islamic Bank also ensures that the custodian and management of your deposit will be in line with Shariah law.
