Affin Bank Junior Saver

Designed specially for children below 18 years old. Get competitive interest rate the more you save and personal accident coverage for FREE up to 5x your savings amount. All you need is a minimum initial deposit of only RM1.

Affin Bank Junior Saver
Interest Rate
2% to 2.1% p.a.
Min. Deposit
Account Statement

Interest Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountInterest Rate
RM1RM50,0002.1% p.a.
RM50,001RM99,999,9992% p.a.
RM1,000,000No maximum2% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000

Fees & Charges

Early Closure Fee
Inactive Account Fee


Maximum Age
18 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

Who is eligible to open an Affin Junior Saver?

Affin Junior Saver savings account is offered to children as young as 14 days up to a maximum of 18 years old.

It is easy to open a Junior Saver savings account, you just need to standby RM1 as an initial deposit.

Beforehand, you should know that there are two types of accounts under Affin Junior Saver: 

  • Trust Account: for children below 12 years old, with parents or guardian not exceeding 65 years old;
  • Personal Account: for children aged between 12 years to 18 years old (without parent / guardian supervision).

Do I get profit from Affin Junior Saver account?

It is worth mentioning that this is an interest-bearing savings account, i.e. you will earn profit on top of your deposit. 

The interest rate works as a multiplier to your savings, so the more money you place with Affin Junior Saver, the higher the returns! 

For example, if you have account balance between RM1 to RM50,000, you will earn interest rate 2.1%, which will be added to your account every month.

What other benefits do I get from this savings account?

It is praiseworthy to cultivate the culture of savings at a very young age as you will not only be financially stable in the future, but also prudent in terms of money management. 

With that said, you will be given options of Passbook or statement to manage your money.

Affin Bank makes savings a little more encouraging with a complimentary personal accident coverage of up to 5x or a maximum RM50,000 to you!

Is my money protected under PIDM?

Absolutely. Your deposit with Affin Junior Saver will be guaranteed under PIDM for up to RM250,000.

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