Affin Gold-i

An Islamic savings account for senior citizens aged 50 and above, grow your savings profitably and celebrate your retirement years following the Shariah concept of Wadiah.

Affin Gold-i
Profit Rate
0.65% to 2% p.a.
Account Type
Min. Deposit
Account Statement

Profit Rate

What you earn based on the amount that you have in your account

Min. AmountMax. AmountProfit Rate
RM1RM4,9990.65% p.a.
RM5,000RM99,9991.5% p.a.
RM100,000RM499,9991.8% p.a.
RM500,000RM5,000,0002% p.a.
RM5,000,001No maximum2% p.a.


What would make it different?

Online Banking
PIDM Protected
Up to RM250,000
ATM Card

Fees & Charges

ATM Card Issuance Fee
MEPS Withdrawal Fee
Overseas Withdrawal Fee
Early Closure Fee
Inactive Account Fee


Minimum Age
  • 50 years old
Minimum Initial Deposit
Minimum Balance
Who can apply
  • Malaysians
  • Foreigners

More Information

Tell me about Affin Gold-i.

An Islamic savings account targeting at customers aged 50 and above, offering attractive banking features and financial benefits that commensurate with your wealth needs.

Think of it as a safe box with investment interest in mind.

It is worth mentioning that you will receive tiered hibah or profit rates on your deposit, which will credited into your savings account every month. 

The math is simple: the more you save into this Islamic savings account, the higher the returns you will get on your deposit - you reap what you sow!

If you look at it closely, your Affin Gold-i profit rates could be on par with any fixed deposit instruments.

How do I track my cash flow?

Affin Islamic Bank provides a slew of channels for you to access and manage your cash flow, at your conveniences. 

You can choose to keep track of all your transactions, spending, fund transfers etc via passbook or statement.

For the former, you can perform all your banking needs over the counter at the branch, whereas the latter gives you the flexibility to do so anytime and anywhere, as long as you have a device that connected to internet.

Sign up for internet banking facility in order to view your statement or have it delivered into your email every month. 

That way, you save energy and cost, eventually contribute to the welfare of our environment.

Is my money protected under PIDM?

Yes it is. Your deposit is guaranteed under the care of PIDM for up to RM250,000. Affin Islamic Bank also ensures the custodian and management of your deposit will be in line with Shariah law. 

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